Magnus 4 Burgundy and Burgundy Private, pros and cons

[uchitshah]

Hello Frnds,

I already have Magnus 4 Burgundy (M4B) LTF
And today I was issued Burgundy Private (BP)

Can someone explain me the additional benefits and difference and how should I use both.

M4B 12ER for rs200
35 ER on spends above 1.5 lac in one statement

PB 15ER for rs200

Anything more that I need to be aware of
Exceptions if any you are aware of

 

[knowbie]

In the months you know you will cross 1.5 lacs in the considered category use M4B as above 1.5 you get the highest return.

You also have no forex charges along with cash withdrawal. So you can use this as a debit, credit and forex card if not breaching the due date rules.

Care to share how BP was offered and if it's complementary?

 

[abhiaj98]

Does BP come with same exclusions as M4B?