darshanbafna
TF Buzz
My dad has applied for magnus after i told it has got approved, he is also getting infinia. Which one should i choose or keep both.
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Magnus or Infinia or Both
- Thread starter darshanbafna
- Start date
If you wan't to get into vouchers for points, I think it makes sense for both with the present set of limitations (10k with ASV/Apay on Magnus). You wud be able to generate using both cards, gives that much more flexibility.
Close infinnia if not LTF
If LTF keep both
Infinnia will give nothing above Magnus , addon lounge can be compensated with guest access on PP , if not frequent traveller .
Unlimited golf can be compensated with visa infinite golf benefits
Well extras that you will get with Magnus are way too above infinnia be it Rewards or meet & greet airport service
If LTF keep both
Infinnia will give nothing above Magnus , addon lounge can be compensated with guest access on PP , if not frequent traveller .
Unlimited golf can be compensated with visa infinite golf benefits
Well extras that you will get with Magnus are way too above infinnia be it Rewards or meet & greet airport service
Keep both infinia has 3.33% reward rate without any minimum spends while magnus has 1 lakh minimum monthly spends requirement to get 6.2% reward rate. Infinia useful for low value purchases
Keep Infinia, Axis is giving Magnus like crazy probably to take on the competition, but the reward structure is not sustainable and I'm sure it would be devalued some day.
Devaluation is inevitable , be it magnus be it infinnia neither 3.33% is sustainable nor 4.2%
The thumb rule of rewards is to ride the current , you miss you lose.
Only cards with return less than 1% will survive without devaluation . Banks are here to make money and not do charity, from time to time they offer rewards to attract , and when they offer one should grab it
Uptill now the ball was in HDFC’s court now it’s in Axis side and probably remain with them for a year or so
True, all I'm saying is the more ppl you give that xx% the more it hurts the bottom line, and the faster it will be devalued. Again, it's my person feeling, not here to debate which is good or bad, I've both, and I plan to retain both.
darshanbafna
TF Buzz
He does not have infina yet he will get the branch manger has agreed. Right now magnus is approved
darshanbafna
TF Buzz
It will be first time to use credit cards properly, 1 lakh spend in a month can be achieved 4 times in a year aand rsst other spends dependes on time to time
Ok
See , if you are ok to pay annual charges for both , and still manage to squeeze out value then keep both
But if only one you can manage as paid , and anticipate about 4 months of 1 lakh spend , along with spends which can be managed com gyft , then Magnus is a no-brainer
Its not free for infinite card. How is it?
I hope magnus atleast survives this year. so we can get enough miles and close it
Yes
yes you get a separate priority pass card in box
No , priority pass is not given for add-on card holders
Add-on card holders only get domestic lounge access through Magnus card
Oh. Didn't know that. I got a priority pass card in my box with my name on it. So only i can use it or my son can also use it?
