MasterCard World Elite & Visa Infinite

[drsel]

In India, Mastercard World Elite credit cards are issued only with a few super-premium products. These include:
1. IndusInd Pioneer Heritage Metal Card
2. IndusInd Crest Credit Card
3. YES Private Credit Card
4. YES Private Prime Credit Card
5. Citi Prestige Credit Card (not available).

These cards are positioned at the highest tier of Mastercard offerings and come with exclusive global privileges such as enhanced lounge access, concierge services, and luxury travel benefits.

In India, Visa Infinite credit cards are issued as part of premium and super-premium offerings. These include:
1. HDFC Bank: Infinia
2. Axis Bank: Magnus, Reserve, Vistara Infinite, Samsung Infinite.
3. SBI: Aurum.
4. IDFC First Bank: Wealth, WOW.
5. ICICI Bank: Emeralde.
6. IndusInd Bank: Indulge.
7. Kotak Bank: White Reserve, Visa Infinite.
8. AU Bank: Zenith Credit Card.
9. Bank of Baroda: Eterna.
10. StanChart: Priority Visa Infinite (Ultimate was discontinued).
11. Citi Bank: Prestige (not available)

These cards cater to affluent individuals, offering premium benefits such as enhanced travel privileges, luxury hotel access, and concierge services.

 

[telescope]

In India, Mastercard World Elite credit cards are issued only with a few super-premium products. These include:
1. IndusInd Pioneer Heritage Metal Card
2. IndusInd Crest Credit Card
3. YES Private Credit Card
4. YES Private Prime Credit Card
5. Citi Prestige Credit Card (not available).

These cards are positioned at the highest tier of Mastercard offerings and come with exclusive global privileges such as enhanced lounge access, concierge services, and luxury travel benefits.

In India, Visa Infinite credit cards are issued as part of premium and super-premium offerings.
These include:
1. HDFC Bank: Infinia
2. Axis Bank: Magnus, Reserve, Vistara Infinite, Samsung Infinite.
3. SBI Card: Aurum.
4. IDFC First Bank: Wealth, WOW.
5. ICICI Bank: Emeralde.
6. IndusInd Bank: Indulge.
7. Kotak Bank: White Reserve, Visa Infinite.
8. AU Bank: Zenith Credit Card.
9. Bank of Baroda: Eterna.
10. StanChart: Priority Visa Infinite (Ultimate was discontinued).
11. Citi Bank: Prestige (not available)

These cards cater to affluent or ultra-high-net-worth individuals, offering premium benefits such as enhanced travel privileges, luxury hotel access, and concierge services.

IDFC wow is a joke in the name of visa infinite. Another cc comes under visa infinite from niyo global sbm bank against fixed deposit, forgot the name. That's also a joke.

 

[Tonymathew]

IDFC wow is a joke in the name of visa infinite. Another cc comes under visa infinite from niyo global sbm bank against fixed deposit, forgot the name. That's also a joke.

Yes WOW is the odd one out.

Still, being an easily accessible card, the value it offers is still good, with 0 forex, RSA, and BMS B1G1 monthly is gold, even for a 20k FD.

 

[pgarg24]

StanC ultimate is discontinued? I thought it had worst reward redemption options but didn't knew it is discontinued now. Sc priority visa infinite shows 5% reward rate but not sure what is the reward value and eligible mcc..

 

[sumit_yadav]

What are the advantages of World Elite compared to World Elite with Infinia?

 

[drsel]

What are the advantages of World Elite compared to World Elite with Infinia?

Infinia is World non Elite or Visa infinite

 

[TechnoFi]

What are the advantages of World Elite compared to World Elite with Infinia?

MC variants ---> Classic/standard, Gold, Platinum, World & Elite world.
HDFC infinia only issued as MC World variant & not as MC Elite variant.

 

[drsel]

Here’s a breakdown of the primary grades for Visa and Mastercard:

Visa Card Grades
1. Visa Classic
Entry-level card for everyday transactions.
Basic benefits like global acceptance and customer support.
Commonly used for domestic and limited international use

2. Visa Gold
Offers higher spending limits than Visa Classic.
Includes additional perks like travel assistance and extended warranty.
Ideal for frequent domestic and occasional international travelers.

3. Visa Platinum
Focuses on lifestyle benefits like dining offers, travel insurance, and concierge services.
Higher credit limits compared to Gold cards.
Suitable for affluent users with moderate international spending.

4. Visa Signature
Premium benefits such as airport lounge access, exclusive dining offers, and premium travel insurance.
Comes with 24/7 concierge service.
Designed for high-net-worth individuals and frequent international travelers.

5. Visa Infinite
The highest tier of Visa cards, offering top-tier benefits.
Includes unlimited lounge access, luxury hotel privileges, comprehensive travel insurance, and global concierge.
Typically offered to ultra-high-net-worth individuals.

Mastercard Grades
1. Standard Mastercard
Entry-level card with basic global acceptance.
Includes basic fraud protection and limited offers.
Suitable for everyday domestic use.

2. Gold Mastercard
Offers additional benefits over Standard, such as extended warranty and price protection.
Slightly higher spending limits.
Good for occasional international use.

3. Platinum Mastercard
Focuses on lifestyle and travel benefits, including insurance, special offers on dining, and global acceptance.
Suitable for affluent users with moderate international spending.

4. Titanium Mastercard

5. World Mastercard
Premium tier offering luxury benefits like lounge access (via programs like LoungeKey), travel perks, and concierge services.
Designed for frequent international travelers.

6. World Elite Mastercard
The highest tier with elite privileges like luxury hotel benefits, extensive travel insurance, personal concierge, and exclusive global offers.
Tailored for ultra-high-net-worth individuals and luxury-focused users..

Issuing banks like HDFC Axis ICICI etc have to pay a higher fee to get higher level cards from Visa or MasterCard

 

[Lobogris]

I don’t think the variant makes any difference whatsoever. It all depends upon the specific bank and their terms. All these are marketing names. Earlier, gold was the highest standard (in the US). I had to save to have $100,000 deposit needed to become a Citi Gold client and get gold debit and credit cards. Later they brought out Platinum and then Titanium and so on. Today, it makes no difference just like these other variants like Elite.

 

[theXfactor]

What banks offer as a part of their card features is what matters. For eg. Infinia & IDFC First Wealth both are Visa Infinite and we know the diff. between these two. Every MC & Visa variant comes with some inherent privileges like price protection on MC World Elite while in India Visa offers 500 Rs off via Visa Infinite Program on BMS.
In US, Visa & MC come in only 3 tiers, Visa- it's Traditional, Signature & Infinite and MC - Standard, Word & World Elite. In India, MC comes in 4 tiers and Visa 5 (may be to make us feel privileged). In short, MC World=Visa Signature & MC World Elite=Visa Infinite rest all can be categorized under traditional or standard.