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Maximize SBI Cashback: Get 3.3% on PhonePe Merchants Via UPI

  • Thread starter Thread starter muk9998
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muk9998

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Maximize SBI Cashback: Get 3.3% on PhonePe Merchants Via UPI

If you have the SBI Cashback Credit Card, here’s a smart way to earn around 3.3% effective cashback on PhonePe merchant payments.

1. Visit Maximize.Money


2. Buy a PhonePe Gift Card using your SBI Cashback Credit Card
(You get 5% cashback from SBI, but there’s a 1.7% surcharge—so net cashback is approx. 3.3%)


3. Add the gift card to your PhonePe account


You can use this balance at PhonePe UPI merchants.
In my experience, most merchants accept this without any issue.
 
Last edited:
Maximize SBI Cashback: Get 3.3% on PhonePe Merchants Via UPI

If you have the SBI Cashback Credit Card, here’s a smart way to earn around 3.3% effective cashback on PhonePe merchant payments.

1. Visit Maximize.Money


2. Buy a PhonePe Gift Card using your SBI Cashback Credit Card
(You get 5% cashback from SBI, but there’s a 1.7% surcharge—so net cashback is approx. 3.3%)


3. Add the gift card to your PhonePe account


You can use this balance at PhonePe UPI merchants.
In my experience, most merchants accept this without any issue.
Is the trick still works?
 
Maximize SBI Cashback: Get 3.3% on PhonePe Merchants Via UPI

If you have the SBI Cashback Credit Card, here’s a smart way to earn around 3.3% effective cashback on PhonePe merchant payments.

1. Visit Maximize.Money


2. Buy a PhonePe Gift Card using your SBI Cashback Credit Card
(You get 5% cashback from SBI, but there’s a 1.7% surcharge—so net cashback is approx. 3.3%)


3. Add the gift card to your PhonePe account


You can use this balance at PhonePe UPI merchants.
In my experience, most merchants accept this without any issue.
Is it still working?
 
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