Maximizing Cash Back / Rewards to Purchase iPhone 15 Pro With Credit Cards

[eatpepsi]

Hey fellow forum members!

I hope you're all doing well. I've got a bit of a dilemma and could really use some advice from the experts here. I'm in the market for a new iPhone, and I'm looking to make the most out of my credit card rewards / cash back options. Currently, I hold the HDFC INFINA and AXIS MAGNUS credit cards i also have AMAZON ICICI.

Here's what I'm hoping to find out:

Best Credit Card for iPhone Purchase: Among my cards, which one is the best choice for purchasing the iPhone to maximize my cash back or reward value? I know that each card has its own set of benefits, so I'd love to hear your experiences and recommendations.

Using HDFC SmartBuy via Imaginee Store: I can 5x rewards from HDFC SmartBuy,but its capped at 7500 per day and 15000 per month, so should i goop the emi route or is there an alternative?

CROMA with NEU app: Another option I'm considering is purchasing from CROMA using the NEU app. I can purchase the crome vouchers with gyftr at 5x and double dip the 5% if i purchase via the neu app ... Does anyone have experience with this method?

I'm all ears for any tips, tricks, or personal experiences you can share.

Thanks in advance, and I look forward to hearing from you all!

 

[Deleted member 11974]

redeem your infiniia poitns at 1:1 ratio at apple stores if possible
croma via neu has got nerfed if i am not wrong only amount paid excluding vouchers will make it eligible for points
also hdfc cards have flat 5k off on apple stores and on croma

 

[sm9811911]

redeem your infiniia poitns at 1:1 ratio at apple stores if possible
croma via neu has got nerfed if i am not wrong only amount paid excluding vouchers will make it eligible for points
also hdfc cards have flat 5k off on apple stores and on croma

Yes. Neu cc on croma gives 5% till 750 + 5% unlimited. So, can't double dip completely

 

[Parvesh Goyal]

I think Hdfc had removed per day limit on points on Infinia a few days ago. Pls get it confirmed. In Croma u can use Max 5 vouchers on online purchase. But there is no such limit in-store purchase.

 

[WandereR]

I think Hdfc had removed per day limit on points on Infinia a few days ago. Pls get it confirmed. In Croma u can use Max 5 vouchers on online purchase. But there is no such limit in-store purchase.

Yes, https://offers.smartbuy.hdfcbank.co... (Reward Points),15,000,-Diners Black (Reward

 

[Deleted member 11974]

I think Hdfc had removed per day limit on points on Infinia a few days ago. Pls get it confirmed. In Croma u can use Max 5 vouchers on online purchase. But there is no such limit in-store purchase.

yes
per day limit has been removed but monthly limit of 15k still remains
also in store purchase gives you lesser neu coins if i am not wrong

 

[Parvesh Goyal]

yes
per day limit has been removed but monthly limit of 15k still remains
also in store purchase gives you lesser neu coins if i am not wrong

U r right. But first we should take Infinia points benefit which is more in comparison to Neu points. In my opinion v should think about Neu points afterwards.

 

[harsh1387]

redeem your infiniia poitns at 1:1 ratio at apple stores if possible
croma via neu has got nerfed if i am not wrong only amount paid excluding vouchers will make it eligible for points
also hdfc cards have flat 5k off on apple stores and on croma

Croma stores have stopped giving hdfc discount for now. Visited one yesterday and got this info.

 

[Deleted member 11974]

Croma stores have stopped giving hdfc discount for now. Visited one yesterday and got this info.

I said croma via tata neu app
It gives instant discount 5k
And 5% upto 750 via neu pass.
What one can do is get 5% neu coins if he has infinity cc plus 750 neu pass coins plus 5k instant discount
Althought not sure if 5k discount is on neu cc

 

[binno]

you can also guy croma gv @16.5% and use it from tata neu app .. but by this you’ll miss out that 4-5k hdfc cc discount on iphones
still u can save much i think

 

[starstruck]

Hey fellow forum members!

I hope you're all doing well. I've got a bit of a dilemma and could really use some advice from the experts here. I'm in the market for a new iPhone, and I'm looking to make the most out of my credit card rewards / cash back options. Currently, I hold the HDFC INFINA and AXIS MAGNUS credit cards i also have AMAZON ICICI.

Here's what I'm hoping to find out:

Best Credit Card for iPhone Purchase: Among my cards, which one is the best choice for purchasing the iPhone to maximize my cash back or reward value? I know that each card has its own set of benefits, so I'd love to hear your experiences and recommendations.

Using HDFC SmartBuy via Imaginee Store: I can 5x rewards from HDFC SmartBuy,but its capped at 7500 per day and 15000 per month, so should i goop the emi route or is there an alternative?

CROMA with NEU app: Another option I'm considering is purchasing from CROMA using the NEU app. I can purchase the crome vouchers with gyftr at 5x and double dip the 5% if i purchase via the neu app ... Does anyone have experience with this method?

I'm all ears for any tips, tricks, or personal experiences you can share.

Thanks in advance, and I look forward to hearing from you all!

You can buy Croma Gyftr vouchers and apply any number of it offline.

 

[aashish2137]

I let a friend use my Infinia to pre-book. I think he got an instant discount of 5k + 5x rewards upto 15K. RPs were not redeemable on imagine website so you can't burn points.

 

[CC_Exuberant]

I let a friend use my Infinia to pre-book. I think he got an instant discount of 5k + 5x rewards upto 15K. RPs were not redeemable on imagine website so you can't burn points.

can you please guide how to prebook using Infinia and get 5x rewards ?

 

[WandereR]

can you please guide how to prebook using Infinia and get 5x rewards ?

Try https://offers.smartbuy.hdfcbank.com/popup-redirection/imagine

 

[imdjay]

Try https://offers.smartbuy.hdfcbank.com/popup-redirection/imagine

Do you have Infinia? 😲

 

[WandereR]

Do you have Infinia? 😲

Common portal for HDFC CC. Reward multiplier varies

 

[aashish2137]

can you please guide how to prebook using Infinia and get 5x rewards ?

Go to smartbuy, click on the imagine banner, place the order, pay with Infinia.

 

[Dhruvit.SDhruvit.S is verified member.]

you can also guy croma gv @16.5% and use it from tata neu app .. but by this you’ll miss out that 4-5k hdfc cc discount on iphones
still u can save much i think

16.5% is with Infinia only right?

 

[Deleted member 11974]

16.5% is with Infinia only right?

dcb as well as it has the same reward rate ig

 

[binno]

16.5% is with Infinia only right?

Yes

dcb as well as it has the same reward rate ig

no