Infinia Maximizing Travel Perks: How to Squeeze the Most Out of My Cards? (Infinia and BizBlack)

[tachniki]

Try to apply for a Burgundy savings account and get Magnus burgundy for 24% return on flights (upto 2 lakhs per month) and upto 14% return on the extra amount and all spends more than 1.5 lakhs per month

Since, it is for team (and not personal or family expense), will Axis someday not be pain?

 

[Worried--Parent]

This is my understanding, please correct me if I am wrong:

HDFC Infinia (including add-on card).
Can max spend INR 90,000 for flights or INR 45,000 for hotel booking. This will give me bonus RP of 15,000, which is the calendar monthly limit.

HDFC Biz Black
Can max spend INR 60,000 for flights OR INR 30,000 for hotel booking. This will give me bonus RP of 10,000 which is the calendar monthly limit.

BizBlack has 7500 5X cap as per their reward program , regardless of what SmartBuy says. I made a large transaction but still got 7.5k in December.

 

[superstar@123]

Guys, was able to divide few booking and did it yesterday (month end).
Lets see how rewards I get!
Thanks all for your suggestions !

 

[superstar@123]

Hey everyone,
I’ve maxed out the SmartBuy limit on both my HDFC BizBlack and Infinia cards, but I still need to book flights worth ₹60-70K. Looking for the best alternative—any suggestions?

Here are the options I’m considering:

1️⃣ Amex Platinum – I’m aiming to hit the ₹4L milestone, but I’m unsure if there's an Amex Platinum travel portal offering better benefits than MMT.
2️⃣ Amex Gold Charge Card – Would this be a good alternative?
3️⃣ MMT-myBiz + Amazon Pay Vouchers – I’ve already hit the HDFC Gyftr limit, so my only option is buying Amazon Pay vouchers via Amex Gold Charge (not sure about its limit).

Which one do you think makes the most sense? Open to other ideas as well!

Thanks in advance! 😊

 

[Ambrex]

Is the accelerated rewards capping separate for tax payments and smart buy vouchers?

Suppose I did adv tax payment of 60k and got 7500 points, will I get 5x points for buying smart buy vouchers?

 

[doctoramar]

Is the accelerated rewards capping separate for tax payments and smart buy vouchers?

Suppose I did adv tax payment of 60k and got 7500 points, will I get 5x points for buying smart buy vouchers?

Yes seperate capping.7500 for the tax payment and 10000 for the smartbuy