Maximum CC application per month

[RupayMan]

What is your maximum application applied in a month and how many got it successfully delivered?

So far i got from Feb to March is 4 Credit cards
1. SC ultimate
2. Kotak Zen Signature
3. Indusind Legend
4. Airtel Axis
5. PNB applied, hopefully delivered in short time.

 

[Slayer]

4 applications in the month of October
But 7 cibil enquiries - classic SBI and HDFC

Cashback
Eterna
Vistara Infinite
Business Regalia

Received the first 3 and Moneyback+

So you know it, I know it which card i don't have right now

 

[Dr-green69]

Applied 3 card in feb
9 inquiries in cibil


axis magnus
sbi octane
pnb platinum (Upgrade to select)

got all 3

applied for regalia c2c in march still inprocess

 

[jade]

Applied for 5 cards in the last 15 days to SBI, IndusInd, Amex, Kotak and got 4 without any proof. May be banks want to close the financial year with high note.

SBI CashBack
Amex MRCC
Amex SmartEarn
Kotak League

 

[abhishek751]

And i thought i was applying too many credit cards.

 

[RupayMan]

And i thought i was applying too many credit cards.

Everyone 😂

 

[RupayMan]

Applied for 5 cards in the last 15 days to SBI, IndusInd, Amex, Kotak and got 4 without any proof. May be banks want to close the financial year with high note.

SBI CashBack
Amex MRCC
Amex SmartEarn
Kotak League

Good one except kotak

 

[Akash Topder]

When I have the 3rd enquiry in the month I think that I have way too enquiries for the month 😅

 

[RupayMan]

Applied 3 card in feb
9 inquiries in cibil


axis magnus
sbi octane
pnb platinum (Upgrade to select)

got all 3

applied for regalia c2c in march still inprocess

Why 9 for 3 application?

 

[abhishek751]

When I have the 3rd enquiry in the month I think that I have way too enquiries for the month 😅

I tried to keep a gap of 30+ days but due to some offers i got 2 query in just 15 days and next query after a month.
Luckily all three got approved.

 

[Dr-green69]

Why 9 for 3 application?

Why 9 for 3 application?

I dont know why but axis hit me around 5 times and sbi hit me around 3 times

 

[RupayMan]

I dont know why but axis hit me around 5 times and sbi hit me around 3 times

You should have escalated about this, note down the date if it's for one application, mail to the banks to remove it.

 

[Dr-green69]

You should have escalated about this, note down the date if it's for one application, mail to the banks to remove it.

I already did and on call axis customer support executive told me its bcoz magnus is premium card and axis hard pull ur report multiple times just to be sure that u r eligible for this card

 

[RupayMan]

I already did and on call axis customer support executive told me its bcoz magnus is premium card and axis hard pull ur report multiple times just to be sure that u r eligible for this card

It's a wrong info, banks cannot do multiple request for hard enquiry, that employee must have made some errors that could cause to retry multiple times with your information, they are playing with your data. Report to RBI ombudsman

 

[Bodhi]

I already did and on call axis customer support executive told me its bcoz magnus is premium card and axis hard pull ur report multiple times just to be sure that u r eligible for this card

It seems like the customer support executive pulled a fast one on you Bro!

Does it mean if you applied for a super premium card like Axis Reserve for example - will they pull your report 3 times?

 

[Walter White]

I already did and on call axis customer support executive told me its bcoz magnus is premium card and axis hard pull ur report multiple times just to be sure that u r eligible for this card

Lmao. Only Axis Bank can come up with logic like this. Send them a mail asking what kind of stuff are they smoking in the office. 🤣

Irrespective of how premium the card is, one check is enough. They'll get the same information even if they do hard inquiry 100 times.

 

[Slayer]

Lmao. Only Axis Bank can come up with logic like this. Send them a mail asking what kind of stuff are they smoking in the office. 🤣

Irrespective of how premium the card is, one check is enough. They'll get the same information even if they do hard inquiry 100 times.

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