Midnight Masala: How Much Have You Accumulated in Credit Card Rewards in 2024?

[TechnoFinoTechnoFino is verified member.]

Hey TFCians,

It’s already December 4th, and can you believe it? We have just 26 days left in 2024! The new year, 2025, is right around the corner, and we all have our sights set on success and new goals. But let’s be honest—weren’t we thinking the exact same thing in December 2023? 😂

Before jumping into resolutions for 2025, let’s take a moment to review our 2024 performance. After all, learning from this year can help us plan better for the next!

Since this is a credit card-related discussion, let’s skip other financial topics and dive straight into the good stuff:
👉 How much in reward points, airmiles, or cashback have you accumulated in 2024?
👉 Did you hit your target, or do you still have some catching up to do?
👉 How much are you aiming to earn in 2025?

I’m still crunching my own numbers of 2024 (only) and will share my total accumulated rewards and redemptions soon (give me some time, need little time to calculate 😂).
But here’s a sneak peek—one of my cards alone has racked up 26,01,668 reward points, with each point valued at ₹0.25.
I’ve accumulated 12,04,003 MR Points so far this year, starting from January 2024. Using my IDFC First Debit Card, I’ve redeemed Amazon Gift Vouchers worth ₹2,95,000.

Now it’s your turn! Let’s hear your numbers, achievements, and plans for the coming year. Let’s make this discussion insightful and motivational as we gear up for a reward-filled 2025!

Happy New Year
Cheers,
🥂

 

[kuchbhi]

base issi ko dekh ke inferiority complex jag jata hai

 

[Riva]

One question.. how.. how.. how..?

 

[kuchbhi]

One question.. how.. how.. how..?

founder is an og 🐐

 

[Fini7777]

One question.. how.. how.. how..?

May be it incl business transactions and cc bill payments.

 

[kuchbhi]

May be it incl business transactions and cc bill payments.

but business txns not allowed of personal cards

 

[pinki]

but business txns not allowed of personal cards

Everything has some holes 🌚



*Loopholes

 

[Fini7777]

but business txns not allowed of personal cards

Yes, we can still pay credit card bills using a debit card.
However, this is purely my assumption. The OP can clarify this better.

 

[okotoki]

But here’s a sneak peek—one of my cards alone has racked up 26,01,668 reward points, with each point valued at ₹0.25.

Is this on BoB Eterna? 🤔

 

[ravi0101]

Everything has some holes 🌚



*Loopholes

yup still idfc dc have some loopholes excluding cc payments 😄

Find and enjoy the privilege of IDFC DC

 

[DaDarkkNight]

👉 Did you hit your target, or do you still have some catching up to do?

Lots of catch up to do for me, still 1.34 Lac MR points left to be grabbed as referral benefits, since target is to achieve 1.5L MR points through referral before 31st Dec 2024

 

[kuchbhi]

yup still idfc dc have some loopholes excluding cc payments 😄

Find and enjoy the privilege of IDFC DC

hain aur konsa haii
mai itna anjan kyu hun

 

[abhiver]

No Idea, never counted 😀


well not enough to count

 

[abhiver]

Hey TFCians,

It’s already December 4th, and can you believe it? We have just 26 days left in 2024! The new year, 2025, is right around the corner, and we all have our sights set on success and new goals. But let’s be honest—weren’t we thinking the exact same thing in December 2023? 😂

Before jumping into resolutions for 2025, let’s take a moment to review our 2024 performance. After all, learning from this year can help us plan better for the next!

Since this is a credit card-related discussion, let’s skip other financial topics and dive straight into the good stuff:
👉 How much in reward points, airmiles, or cashback have you accumulated in 2024?
👉 Did you hit your target, or do you still have some catching up to do?
👉 How much are you aiming to earn in 2025?

I’m still crunching my own numbers of 2024 (only) and will share my total accumulated rewards and redemptions soon (give me some time, need little time to calculate 😂).
But here’s a sneak peek—one of my cards alone has racked up 26,01,668 reward points, with each point valued at ₹0.25.
I’ve accumulated 12,04,003 MR Points so far this year, starting from January 2024. Using my IDFC First Debit Card, I’ve redeemed Amazon Gift Vouchers worth ₹2,95,000.

Now it’s your turn! Let’s hear your numbers, achievements, and plans for the coming year. Let’s make this discussion insightful and motivational as we gear up for a reward-filled 2025!

Happy New Year
Cheers,
🥂

Nirmala tai ko block kar dena, warna woh 2,95,000 pe bhi Tax claim karegi 😀

 

[TechnoFinoTechnoFino is verified member.]

May be it incl business transactions and cc bill payments.

For business transactions i have business cards... but to be honest.... every business person route some of their business expenses via person cards also 😂
And yea... bill payments using idfc dc

 

[HumorSimpson]

You forgot this

4th dec = 4+1+2 = 7
Thala for a reason.

 

[AlphaCAT]

From April 2024 to till date !!

 

[eldraco]

From April 2024 to till date !!

View attachment 76454

What is that spend on Air India website for? Assuming that you've atlas then why did you get 2% miles? Shouldn't it be 5% on airline website?

 

[AlphaCAT]

What is that spend on Air India website for? Assuming that you've atlas then why did you get 2% miles? Shouldn't it be 5% on airline website?

10,000 miles (airlines/hotel spends till Rs 2,00,000) at 5% per month is capped ! After that 2%

 

[ashwinikumar900]

Hey TFCians,

It’s already December 4th, and can you believe it? We have just 26 days left in 2024! The new year, 2025, is right around the corner, and we all have our sights set on success and new goals. But let’s be honest—weren’t we thinking the exact same thing in December 2023? 😂

Before jumping into resolutions for 2025, let’s take a moment to review our 2024 performance. After all, learning from this year can help us plan better for the next!

Since this is a credit card-related discussion, let’s skip other financial topics and dive straight into the good stuff:
👉 How much in reward points, airmiles, or cashback have you accumulated in 2024?
👉 Did you hit your target, or do you still have some catching up to do?
👉 How much are you aiming to earn in 2025?

I’m still crunching my own numbers of 2024 (only) and will share my total accumulated rewards and redemptions soon (give me some time, need little time to calculate 😂).
But here’s a sneak peek—one of my cards alone has racked up 26,01,668 reward points, with each point valued at ₹0.25.
I’ve accumulated 12,04,003 MR Points so far this year, starting from January 2024. Using my IDFC First Debit Card, I’ve redeemed Amazon Gift Vouchers worth ₹2,95,000.

Now it’s your turn! Let’s hear your numbers, achievements, and plans for the coming year. Let’s make this discussion insightful and motivational as we gear up for a reward-filled 2025!

Happy New Year
Cheers,
🥂

Entered late in this game (in March 2024) and have since redeemed nearly ₹1,55,000.00.