Millennia Millenia FYF offer

[techprince]

I am seeing this offer banner upon logging out of net banking page.



I had previously applied for Millenia LTF in November 2023 via C2C which got rejected. Later on i created a savings max account, kept around 10L balance with Preferred Banking enabled. Now i am seeing the offer above.

The link is leading me to this page


Thr url is

https://applyonline.hdfcbank.com/cards/credit-cards.html?utm_content=MKTG&utm_creative=MILLENNIA_FYF&LGCode=MKTG&mc_id=website_organic_cc_nblp_banner&icid=website_organic_cc_nblp_banner#nbb

Is this a pre-approved offer? Should i take it or wait for a LTF offer?

 

[RishiKiDev]

It's not pre approved offer. Wait for LTF offer

 

[Riya Sharma]

after maintaining 10 lakh still only Millenia?

 

[techprince]

after maintaining 10 lakh still only Millenia?

I don't know when do they start offering, its only been 3 months. The account was opened in February.

 

[RishiKiDev]

I don't know when do they start offering, its only been 3 months. The account was opened in February.

I would suggest you to wait and be patient. Do regular transactions on your debit card.

Better to wait for LTF card than get paid Moneyback+

 

[Riya Sharma]

I don't know when do they start offering, its only been 3 months. The account was opened in February.

just chill then. After more months they'll give better offer with a higher limit. It is better to wait for a good offer than to get a worse version with a lower limit.

 

[s1t2y3a3m6]

I don't know when do they start offering, its only been 3 months. The account was opened in February.

Only maintain 10Lmostly didn't qualify for offers.

Do transactions on your debit card randomly and high amount. Spend 1,2L monthly by add money, shopping, any other transactions. Repeat this and you will get card offers as preapproved.
Also you have to maintain a good credit profile along with this.

 

[Shekhar007]

Hi Community , I got Millennia card. Some bank employee told me it would be lifetime free, some employee code and all they asked me to fill in the application. I got the card but on the card there was just the limit. No cash withdrawal limit and all. In the welcome kit paper there was no such information about life time free or annual / joining fee and all.
Can you guys help me , whether i got the card lifetime free or not.

Thanks

 

[s1t2y3a3m6]

Hi Community , I got Millennia card. Some bank employee told me it would be lifetime free, some employee code and all they asked me to fill in the application. I got the card but on the card there was just the limit. No cash withdrawal limit and all. In the welcome kit paper there was no such information about life time free or annual / joining fee and all.
Can you guys help me , whether i got the card lifetime free or not.

Thanks

Call customer service regarding same and let us know.

 

[Shekhar007]

Call customer service regarding same and let us know.

I called customer care. They said it is a paid card only. I didn't activate the card yet. Thinking of not activating it.

 

[Shekhar007]

Call customer service regarding same and let us know.

I mailed them and got reply like this-
"As per revert from concerned team, we wish to inform you that, your card account will be converted into Lifetime free card within 90 days from card issuance month."

 

[s1t2y3a3m6]

I called customer care. They said it is a paid card only. I didn't activate the card yet. Thinking of not activating it.

I mailed them and got reply like this-
"As per revert from concerned team, we wish to inform you that, your card account will be converted into Lifetime free card within 90 days from card issuance month."
View attachment 63910

Most of preapproved LTF cards from HDFC are updated LTF status in 90 days of card issuance. Wait and confirm again after 90 days.

 

[Shekhar007]

Most of preapproved LTF cards from HDFC are updated LTF status in 90 days of card issuance. Wait and confirm again after 90 days.

Will I have to pay for the joining fee??

 

[s1t2y3a3m6]

Will I have to pay for the joining fee??

Is that reflects on your statement ?

If they charged then reply on your last mail received they would charge back.

 

[Shekhar007]

Got this reply -

 

[Shekhar007]

I think this will be life time free.

Got the confirmation from HDFC Bank.


Technofino Community can you please check this , correct me if I am wrong.

I didn't mentioned any card number or anything to them . I think they will get it from my registered email ID.