Millennia C2C Application - Rejected

[Aman]

I applied for HDFC Millennia CC via C2C using my Axis CC having 1.5 Lakhs credit limit. All was smooth, even got the message that your application has been approved in primary checks. However, my application was later declined for reasons not known. I have a Preferred tier account with HDFC Bank with sufficiently good balance. I just wanted the Millennia CC for my normal daily spends. I have a CIBIL score of 770 & Experian score of 846. I really do not understand what could be the reason of declining my application.
Have any of you faced similar experience with HDFC?

 

[PANK]

You can mail to their nodel

 

[Anil_Singh]

I applied for HDFC Millennia CC via C2C using my Axis CC having 1.5 Lakhs credit limit. All was smooth, even got the message that your application has been approved in primary checks. However, my application was later declined for reasons not known. I have a Preferred tier account with HDFC Bank with sufficiently good balance. I just wanted the Millennia CC for my normal daily spends. I have a CIBIL score of 770 & Experian score of 846. I really do not understand what could be the reason of declining my application.
Have any of you faced similar experience with HDFC?

Some people like me got card declined email first and then got the card dispatched sms exactly after 30 days from that email receipt date. Maybe you should also wait until then. But you will get only 20-25% credit limit of that card (if approved).

 

[Aman]

Some people like me got card declined email first and then got the card dispatched sms exactly after 30 days from that email receipt date. Maybe you should also wait until then. But you will get only 20-25% credit limit of that card (if approved).

In that case, I'll wait for sometime. I was told credit limit of 80% of the card will be approved while applying on C2C basis.

 

[Anil_Singh]

In that case, I'll wait for sometime. I was told credit limit of 80% of the card will be approved while applying on C2C basis.

Agents will talk sweet until your application is processed. Wait and see.