Missed credit card due date

[kragi]

I missed out to pay my Amazon ICICI bill which was due on 30th Mar whereas I paid it on 3rd April.

Reason being I didnt get the statement from ICICI this time.

Since it is their mistake can I proceed legally if they don’t reverse the late fee and interest charges?

 

[NABNAB is verified member.]

Gently request them, they may reverse it.

Mostly they send the statement on time via email. Double check before planning any legal action.

 

[NOOBY]

It has happened before as well when ICICI's automated mail didn't work.

If you go the legal way, they will just put up their MITC where the wording would be twisted in a way which would still make you the defaulter. Ask them nicely if they can reverse those charges and not report late payment to CIBIL.

 

[sidpsidp is verified member.]

I missed out to pay my Amazon ICICI bill which was due on 30th Mar whereas I paid it on 3rd April.

Reason being I didnt get the statement from ICICI this time.

Since it is their mistake can I proceed legally if they don’t reverse the late fee and interest charges?

Request may work but don't think you can do anything legally. When did it settle? 3rd or even later? If due>500 & settlement is >7days, it's doubtful they'll even consider it.

As due date is fixed, it's also your responsibility to check.

In case of complaint, they'll pull up something from mitc. Have you checked everything? Mail/msg/notification in app/netbanking.

 

[VasukiVasuki is verified member.]

I missed out to pay my Amazon ICICI bill which was due on 30th Mar whereas I paid it on 3rd April.

Reason being I didnt get the statement from ICICI this time.

Since it is their mistake can I proceed legally if they don’t reverse the late fee and interest charges?

I have statement date of 14 I got on 15 ( email ) I was like holy shit this faster 😂

 

[Saipsy]

Now instantly add a monthly alert to your your calendar regarding the due date. You should not rely on those idiots.

 

[RAMESH BABU N]

I have statement date of 14 I got on 15 ( email ) I was like holy shit this faster 😂

Statement dated 14th.
You got it on 15th.
Due Date is 30th.

You missed it.
Got 15 days to pay.
But still, you missed it.

So, whose fault is it ?

On top of it, you want to initiate legal steps ?

 

[VasukiVasuki is verified member.]

Statement dated 14th.
You got it on 15th.
Due Date is 30th.

You missed it.
Got 15 days to pay.
But still, you missed it.

So, whose fault is it ?

On top of it, you want to initiate legal steps ?

No me 🌚

I was planning to pay yesterday but since it's not bbps biller . I got bill rather than zero bill 🌚