Missed paying PNB card on time because I relied on HDFC autopay

[src223]

Previously I would manually pay all my credit card bills using SBI unipay. I had the incentive to do so because I got rewards. Now that is no longer the case, I thought why not just delegate the task to autopay through HDFC.

Big mistake. HDFC totally did not fetch my PNB card bill. I was supposed to pay the bill on 8th March, but today (10th March) I get a call that my bill is due and the card would be suspended. I also got a message as below:



I have paid the bill now. Will this be reported to CIBIL? How screwed am I?

Lesson of the day: DON'T RELY ON AUTOPAY

 

[moneyMaker]

Contact bank, its just 2 days, iirc there is a grace period as per RBI rules.

Lesson of the day: DON'T RELY ON AUTOPAY

Reverse happened in my case, i paid the bill before date, then hdfc autopayed the bill again lol.

 

[src223]

Contact bank, its just 2 days, iirc there is a grace period as per RBI rules.

Reverse happened in my case, i paid the bill before date, then hdfc autopayed the bill again lol.

This is another reason.. imagine a bill of nearly Rs 20000 getting paid twice

 

[moneyMaker]

This is another reason.. imagine a bill of nearly Rs 20000 getting paid twice

In my case it was an ICICI card, they said, send bank statement for refund, but they couldn't open my statement pdf on Email lol (I tried sending 3-4 times then gave up and just used the negative balance in the next month)