I've been unable to use Zip PayLater (lendbox) since August. Is it same for rest of you? I have like 45k balance but I'm unable to use it. Customer support says "temporarily down" but nothing temporary about it being unusable for almost 2 months. As a freelancer I was reliant on it for bills as i didn't have to worry about using over 30% like with credit cards. I also been using it to pay rent too. But now 45k just sitting there unusable.