SBI is worst for making UPI Txns.
If you have done UPI txn using SBI Account via Any third Party UPI app then such txn does not belongs to SBI as per the customer Service Executive.
For SBI , first Money is transfered to Third Party App and then Third Party App transferd it to benificary.
So either Contact benificary or Third Part App as the real money Transfer happend between Third Party App and Benificary. SBI has no direct involvement in Sending Money to Benificary
As per Customer Service Executive, they do not have Access to fetch details of UPI txns Done via Third Party UPI apps even if such txns are reflecting in SBI Account Statement.
For a Family Member I have called customer care to raise a UPI txn dispute then customer Care Executive shared above mentioned "PRICELESS KNOWLEDGE".
I called 4 times and each Executive Shared Same "PRICELESS KNOWLEDGE"