• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Most Underrated often ignored Fuel ⛽ Card BOB HPCL Rupay Credit Card

  • Thread starter Thread starter CoolFino
  • Start date Start date
  • Replies Replies 3
  • Views Views 249

CoolFino

TF Buzz
Most Underrated often ignored Fuel ⛽ Card BOB HPCL Rupay Credit Card

Only For Fuel no Other Benefits Calculated

I have BOB Premier Credit Card LTF got BOB Energia HPCL Virtual Rupay Card as LTF

On Spends of 6250 per Month Max 250 cashback as 4%

Bob Fuel Card
On 150 Spend u get 24 Reward Points
Hp Pay App
On 100 Spend u get 10 Rewards Points.

150x 300,600,900,1200,1500,1800,2100... so on to get Max Value back

150 - 24 points

Fuel 1200
1200/150 = 192 192/4 ₹48 4% From Card Which can be redeemed to Statement unlike other cards I'm Guessing

Reward Points 1000 = ₹250

Hp App 1200 *1.5% = ₹18 1.5% Can be used in Multiple Forms Zillion, Hp wallet & gift cards

Hp App & card total 1200* 5.5% = ₹66

It gives 5.5% Cashback
4% after surcharge reversal in Card As Reward Points
1.5% from Hp Pay Points

And total 4% it's simple can be credited to statement after Minimum 500 rewards no redemption fees

I'm guessing Idfc power plus has redemption fees too

As i Don't have Physical Card i Need to use HP Pay to get Max Benefits

But do Miss Tap n pay with the card n leaving fast , have to wait for OTP sometime that Hp Pay QR Code they keep it with one guy they bring that guy recently saw hp pay QR integrated with swipe machine as I don't have to manually enter Amount everytime

Can be linked to UPI n pay but not beneficial

Saw a YouTube Video there he explained all Fuel cards rewards n real usage experience

IndianOil RBL Bank XTRA Credit Card
SBI BPCL Octane Credit Card
Idfc Power Plus credit Card

I want to understand there Reward structure and Ease of usage





After Seeing this video n Understanding i think I got a good enough Card For Fuel

And Rewards can be converted to Cash in Statement Instead of Fuel at Pump ⛽


Please Share your Experience with Fuel Cards
 
Last edited:
@Vasuki zara inhe RBL IOCL xtra ya SBI BPCL octane ke baare me bataye😆
Among hpcl
You can play with the hp pay it gets added benifits
But Finding Hp pay
Accepting fuel pump is a issue

For iocl
Octane and RBL xtra
It's straight 7-8 % spend back

On RBL you need to spend 12.5k apporx to max
If you own diseal or petrol car with high running you can max this card

Going forward just make sure card u swipe is on Iocl branded pos
Not paytm or phone pe pos
 
Back
Top