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MRCC Milestone Dates?

arjun697

TF Select
I received my Amex MRCC today (The last card for the trifecta after Plat Travel and Gold).
As the card was activated today on the 30th of November, should I finish off the milestones today for November (5k*4 Amazon Pay) with the hope of milestone benefit per month? Or would it anyway be clubbed as part of December month.
 
Try to Complete Milestones early. Even though I also have gotten Milestone for transactions done at 11.50pm. ~TheGuy 06 Feb 2025
  • you can do the 1500*4, but the 20K one takes a while to get activated so you can skip that
    Yep! Somewhere with CC chat, they said 5pm IST is like some cutoff but even they weren't sure about the implications and told to wait till 1st to be sure.
    I anyway completed the 1500*4 around 5:30PM IST since I needed to use Amazon. If this counts as a separate milestone for Nov, it's all good. If it doesn't, I hope this would mean 14k left for Dec to meet the 20k milestone (very unlikely this will be the case)
     
    Amex Clock Timings for Monthly Milestone Cutoffs
  • What I head is that Amex clock works as per USA time. So the transactions done till 8:30 - 8:45 AM India time in the morning of 1st of month count in the previous month. It can be plus minus one hr due to daylight saving. Haven't tried it personally though
     
    Unique benefits of MRCC ~06 Feb 2025
  • What is the reward rate for doing 1500 X 4 transaction with reward points of 1000 ? I mean 0.30 paisa or more ?

    Unless you're spending absolutely excluded category, based on your query, I suggest apply/use 'SBI CB' will give 5% for online spends.

    MRCC benefits with some of the below categories:
    - fuel
    - offline spends
    - online utilities on direct websites not like amzn or pytm.

    Otherwise as mentioned by @4uziaul its 0.25p or more and you have to worry 1MR value, best way to extract most value, devaluation etc.

    as of today, sure way 0.37p, so you'll get around 6.9% for 1500x4 on 18k MR points.
     
    Last edited:
    Amex GiftCards Link ~06 Feb 2025
  • Confirm 20K Milestone enrollment- Cautionary Tale
  • Yep! All correct itself. I got 1000 points for the 4*1500 from card activated on Nov 30th towards Nov milestone and another 1000 points on Dec 2 towards Dec milestone for another 4*1500. Another 14k more this week will cover for the 20k bonus.
    Another update. I completed the 20k for December around 12th and reached out to customer care to enquire why this isn't credited. So I enrolled on Nov 30th but as per their systems this got accepted only on Dec 4th. So I got the points for 4x1500 Dec 2nd milestones but after Dec 4th my spends on MRCC was 8500 only. So 21k spend this month but only 8500 counted towards 20k milestone. So guess its better to always wait out for confirmation that 20k enrollement is activated.
     
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