My CC Portfolio (Need Advice)

[adi]

CC Portfolio:
HDFC MILLENNIA (LTF)
ICICI PLATINUM
ICICI HPCL
ICICI CORAL
ICICI AMAZON (LTF)
ICICI MMT PLATINUM (LTF)
ICICI MMT SIGNATURE (LTF)
ONE CARD (LTF)

Which card should I add next? (axis/sbi)
and which cards to close from above?

My yearly Avg. spends 400k ( including travel expenses of 200k-250k)

 

[EINSTEIN]

Close any non ltf icici card and apply for axis flipkart once iocl is 6 months old

 

[adi]

Close any non ltf icici card and apply for axis flipkart once iocl is 6 months old

axis representative called me n asked for income documents.
earlier they told me that I just need to do kycbut now they are saying company details is incomplete and you have to share income documents.

what should I do now?

 

[EINSTEIN]

axis representative called me n asked for income documents.
earlier they told me that I just need to do kycbut now they are saying company details is incomplete and you have to share income documents.

what should I do now?

So you don’t have iocl card right now?

 

[Slayer]

CC Portfolio:
HDFC MILLENNIA (LTF)
ICICI PLATINUM
ICICI HPCL
ICICI CORAL
ICICI AMAZON (LTF)
ICICI MMT PLATINUM (LTF)
ICICI MMT SIGNATURE (LTF)
ONE CARD (LTF)
AXIS IOCL (LTF) (RECENTLY APPLIED)

Which card should I add next?
and which cards to close from above?

My yearly Avg. spends 400k ( including travel expenses of 200k-250k)

Why do you have so many trashcici cards?

 

[Rahul Gupta]

CC Portfolio:
HDFC MILLENNIA (LTF)
ICICI PLATINUM
ICICI HPCL
ICICI CORAL
ICICI AMAZON (LTF)
ICICI MMT PLATINUM (LTF)
ICICI MMT SIGNATURE (LTF)
ONE CARD (LTF)
AXIS IOCL (LTF) (RECENTLY APPLIED)

Which card should I add next?
and which cards to close from above?

My yearly Avg. spends 400k ( including travel expenses of 200k-250k)

i didn't know we can hold that many icici cards.

 

[Slayer]

i didn't know we can hold that many icici cards.

All icici cards are trash except Amazon Pay and maybe either of MMT Plat or Coral

 

[Avijeet]

One of my personal favourite card is AXIS ACE
5% on utility on Gpay .. no cashback limit like Airtel Card
4% on Swiggy, Zomato, Ola...
2% on everything else.
Check your Gpay offer page ... if you are getting this card there it's awesome ....


Or BE BOLD and take MAGNUS for a year and see .... if u have a card with a credit limit higher than 5L ... it's easy to get MAGNUS on a C2C basis ...
After all, it's a risk of Rs.1800 ... which is worth taking

 

[adi]

So you don’t have iocl card right now?

nope

 

[adi]

Why do you have so many trashcici cards?

maybe I was mad🥲🥺

 

[adi]

One of my personal favourite card is AXIS ACE
5% on utility on Gpay .. no cashback limit like Airtel Card
4% on Swiggy, Zomato, Ola...
2% on everything else.
Check your Gpay offer page ... if you are getting this card there it's awesome ....


Or BE BOLD and take MAGNUS for a year and see .... if u have a card with a credit limit higher than 5L ... it's easy to get MAGNUS on a C2C basis ...
After all, it's a risk of Rs.1800 ... which is worth taking

applied for my brother he have 490k in regalia and 780+ cibil

 

[adi]

ICICI fan, impressive. What's your income or highest limit of these cards for suggestions?

Close:

ICICI PLATINUM
ICICI HPCL
ICICI CORAL
ICICI MMT PLATINUM (LTF)
ONE CARD (LTF)

How many entries are there for ICICI cards in your Cibil?

3 entries in cibil
150k for each but can use 150k max from all
not a fan at all
I was mad while applying