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Need a suggestion on ICICI Sapphiro

mayank_i

TF Buzz
Hello everyone,

I have 3 ICICI cards currently, with a shared limit of 2.1 lakhs. APay, HPCL Coral, and Coral Rupay. In my iMobile app, I have 3 upgrade offers, including Sapphiro dual (Amex + mastercard). It is a paid upgrade offer, which obviously I don't want. A few weeks back, the ICICI customer care team was constantly calling me and blabbering the same stuff that they are providing the card first year free, and its annual fees will be waived off on 6 lakhs spent. They are so smart that they don't reveal this annual fee thing easily, they just say its free and push towards approving the card.

So shall I take this card and take in written that no joining fees is there and then close the card before one year? Or shall I ignore their calls as other spam calls?

Also, if this is not recommended, how to stop their calls? I messaged them on Twitter, and they stopped for some time and now again they have started.
 
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Reactions: SSV
Hello everyone,

I have 3 ICICI cards currently, with a shared limit of 2.1 lakhs. APay, HPCL Coral, and Coral Rupay. In my iMobile app, I have 3 upgrade offers, including Sapphiro dual (Amex + mastercard). It is a paid upgrade offer, which obviously I don't want. A few weeks back, the ICICI customer care team was constantly calling me and blabbering the same stuff that they are providing the card first year free, and its annual fees will be waived off on 6 lakhs spent. They are so smart that they don't reveal this annual fee thing easily, they just say its free and push towards approving the card.

So shall I take this card and take in written that no joining fees is there and then close the card before one year? Or shall I ignore their calls as other spam calls?

Also, if this is not recommended, how to stop their calls? I messaged them on Twitter, and they stopped for some time and now again they have started.
@SSV Can you help?
No need to take this card even if it is FYF.
Take it only when it is offered as LTF..
Except for EPM , all other ICICI cards are only worth if they are offered as LTF
Just try to block their number or just hang up immediately a few times
 
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