Need account for UPI. Mobile number not linked to Aadhaar. What to do?

[SexyUser69]

I have two mobile numbers. AadhaarMobNum & SecondaryMobNum. I want to create an account to use UPI with the SecondaryMobNum through third party UPI apps like Google Pay, so wallets like Amazon or Mobikwik wouldn't work.

Here comes the problem. Most accounts suitable for only UPI usage like Kotak 811, AU Digital, Airtel, Jio Payments Bank all open the account only using the Aadhaar linked mobile number. Also, at my branch, only the mainstream banks like SBI, HDFC, ICICI, Yes are available but not the niche banks like IDFC, Induslnd, Kotak.

What do you suggest I can do to get a (zero balance) account for UPI with as limited features as possible like a payments bank, with SecondaryMobNum?

 

[avikrish]

I have two mobile numbers. AadhaarMobNum & SecondaryMobNum. I want to create an account to use UPI with the SecondaryMobNum through third party UPI apps like Google Pay, so wallets like Amazon or Mobikwik wouldn't work.

Here comes the problem. Most accounts suitable for only UPI usage like Kotak 811, AU Digital, Airtel, Jio Payments Bank all open the account only using the Aadhaar linked mobile number. Also, at my branch, only the mainstream banks like SBI, HDFC, ICICI, Yes are available but not the niche banks like IDFC, Induslnd, Kotak.

What do you suggest I can do to get a (zero balance) account for UPI with as limited features as possible like a payments bank, with SecondaryMobNum?

I have opened indusind bank account with my aadhaar linked number and then immediately changed to secondary number.

Now i am able to use UPI apps with my secondary number.

Note: do not register with any UPI until the account is completely updated to secondary number. In my case I did, the irony is I still can use indusind bank in phonepe linked with aadhaar as I have registered before migration.
But I feel it's a glitch, once I re-install phone pe , this would definitely gone.

 

[SexyUser69]

I have opened indusind bank account with my aadhaar linked number and then immediately changed to secondary number.

Now i am able to use UPI apps with my secondary number.

Note: do not register with any UPI until the account is completely updated to secondary number. In my case I did, the irony is I still can use indusind bank in phonepe linked with aadhaar as I have registered before migration.
But I feel it's a glitch, once I re-install phone pe , this would definitely gone.

Damn bro! Exactly the same thing. Weird timing that you mentioned this because after all these years of using UPI, I came to know about it today only.

For the time being, in my unused bank account, I had changed from AadhaarMobNum to SecondaryMobNum & registered UPI. Today I changed the number back to Aadhaar one but still the UPI is working that I had registered using SecondaryMobNum & it's working fine.

Quite a security flaw I'd say. I don't think it'll go away unless you manually deregister or remove the account. It works probably on a token system & once it's connected in the UPIAppAccount, it'll probably work just by loggin in to the app & binding the SIM.