Need Credit Card Suggestion - Query & Suggestion

[sicko101]

Okay I will apply sbi and Bob at once... Will it significantly reduce cibil or just 5-10 points?

Wont reduce much..apply both without thinking

 

[Md_]

Wont reduce much..apply both without thinking

I need 1 more Suggestion
I have a personal loan from IDFC taken in nov 2024 which was offered to me as Pre approved
So should I also consider that bank instead of sbi because I don't have any relationship with sbi


Note- when I check credit card eligiblity before 2 week on idfc web it only showed me wow card

 

[Fini7777]

I need 1 more Suggestion
I have a personal loan from IDFC taken in nov 2024 which was offered to me as Pre approved
So should I also consider that bank instead of sbi because I don't have any relationship with sbi


Note- when I check credit card eligiblity before 2 week on idfc web it only showed me wow card

Avoid idfc

And u no need to have any relationship with SBI Bank to have a credit card

 

[Md_]

Bro is icici platinum chip credit card good?
As it's eligibility criteria is very easy 2.5lac @pa

 

[Fini7777]

Bro is icici platinum chip credit card good?
As it's eligibility criteria is very easy 2.5lac @pa

Only useful for icici instant discount offers

 

[Md_]

Only useful for icici instant discount offers

Yaaa can i consider it to apply???

And bro i am very thankful to you as you are helping me a lot fini7777

 

[Md_]

Yaaa can i consider it to apply???

And bro i am very thankful to you as you are helping me a lot fini7777

My grandfather also has icici platinum he told me it is good beginner card he has 2lac limit

 

[Fini7777]

Yaaa can i consider it to apply???

And bro i am very thankful to you as you are helping me a lot fini7777

Avoid,
They instantly reject the application if u r self employed
U can get it through branch but try this after getting any credit card
Don't apply for this card now., you can get it later

 

[Md_]

Bro which variant should I apply in sbi?
Bob I am applying for easy card

 

[Fini7777]

Bro which variant should I apply in sbi?
Bob I am applying for easy card

Simplyclick is somewhat better if u spend online
For upi and grocery/dept stores Simplysave is better and it offers redeeming reward points against direct stmt credit