Need Credit Card Suggestion

[ethanhunt]

I want to add 2-3 new cards to my portfolio to Keep my overall utilization level low and take benefits of card specific festive discounts. My monthly expenses are around 40k
I currently have : AXIS Ace (2 lakh), ICICI Sapphiro (3 lakh ) LTF and HDFC Moneyback+ (50k ) limits. Recently SBI rejected my cashback card 🙁

1) Please suggest some easy to get, Preferrably LTF cards.

2) I got HDFC card 2 month back after opening a saving account and want to upgrade. shall i start write to customer care or should wait for 2-3 months more. TIA

 

[Pravnz]

1. AU, IDFC, Kotak and PNB...easy to get and mostly LTF
2. Wait atleast 6 months for an upgrade

 

[Shrinit Padwal]

I want to add 2-3 new cards to my portfolio to Keep my overall utilization level low and take benefits of card specific festive discounts. My monthly expenses are around 40k
I currently have : AXIS Ace (2 lakh), ICICI Sapphiro (3 lakh ) LTF and HDFC Moneyback+ (50k ) limits. Recently SBI rejected my cashback card 🙁

1) Please suggest some easy to get, Preferrably LTF cards.

2) I got HDFC card 2 month back after opening a saving account and want to upgrade. shall i start write to customer care or should wait for 2-3 months more. TIA

For HDFC, I would suggest close that Moneyback and then after 3 months apply for a new card - via RM if possible. Moneyback won't get any upgrades.

 

[ethanhunt]

1. AU, IDFC, Kotak and PNB...easy to get and mostly LTF
2. Wait atleast 6 months for an upgrade

Have an account with PNB.. does it hits cibil if applied through website if u are aware....also which variant

 

[Pravnz]

Have an account with PNB.. does it hits cibil if applied through website if u are aware....also which variant

There will be a Cibil hit unless it is a pre-approved card (usually received in email or can show in netbanking page). Take any Rupay CC

 

[daen.kith]

Hello everyone, as a non resident indian. Axis offered me magnus and vistara with 7 Lac limit unsecured card. I am using it from last 1 year. What are the other card options i can opt as a non resident? Do we have someone here who is experienced for NRI CC applications (for superpremium credit cards). I laughed at myself when amex rejected my application for the lowest varient card.

 

[shsinha]

AU Lit, IDFC millenia/Select, ICICI amazonpay or platinum are good options

 

[daen.kith]

AU Lit, IDFC millenia/Select, ICICI amazonpay or platinum are good options

Thanks for answer but none of them are in the list of elite cards unfortunately.