Need help to take decision

[Shubham Yadav]

First of all thanks to this community from which I gain tremendous knowledge about credit cards. On 22 October 2022, I open a savings max account in hdfc bank. Yesterday I received a mail from the bank I am being offered a Lifetime free credit card I checked and there is an offer for me (post screenshot). I am in a dilemma should I apply for this card or not or should I wait to get offered a higher variant card? If I apply for this card now will hdfc give me an upgraded card and a lifetime free card the in future?

Following cards that I have

Sbi simply click
Sbi cashback
Bob easy
Bob Hpcl
Icici Amazon pay
Axis freecharge

 

[amitjena]

HDFC do give LE and card upgrade offers from time to time.

 

[Chaitanya-a]

First of all thanks to this community from which I gain tremendous knowledge about credit cards. On 22 October 2022, I open a savings max account in hdfc bank. Yesterday I received a mail from the bank I am being offered a Lifetime free credit card I checked and there is an offer for me (post screenshot). I am in a dilemma should I apply for this card or not or should I wait to get offered a higher variant card? If I apply for this card now will hdfc give me an upgraded card and a lifetime free card the in future?

Following cards that I have

Sbi simply click
Sbi cashback
Bob easy
Bob Hpcl
Icici Amazon pay
Axis freecharge

I would suggest to apply for this card as HDFC generally don't give upgraded card by themselves if you don't apply for pre-approved offer. So better apply for this card and upgrade it later on.

 

[Shubham Yadav]

I would suggest to apply for this card as HDFC generally don't give upgraded card by themselves if you don't apply for pre-approved offer. So better apply for this card and upgrade it later on.

Thanks you i will apply card.