Need ICICI Platinum Rupay Debit Card

[Arkapal Sen]

Have Icici Normal 10k MAB account from 2years..using Visa debit card..need rupay platinum debit card
How to get it? Cant find in there website..
issuance and annual charges if anyone knows. Please tell

 

[Abhishek012]

Last time I called customer care they told Sapphiro DC most likely will be issued in visa they are unable to confirm rupay issuance. Charges were high around 2000+GST so cancelled that testing.

Let me know if anyone got it recently.

ICICI wale dete nahi hai jaldi se.

 

[2025]

ICICI wale dete nahi hai jaldi se.

View attachment 98283

I didn't give up easily. That guy was wealth customer care executive. I talked about it for about 4-5 minutes.

He tried to confirm, if possible, but later he told he cannot assure that it will be rupay. He said most probably gonna be Visa. He asked me to decide whether proceed or not.

Will take up this matter again when RM gonna call me next time. Otherwise I am thinking to close the ICICI account. They removed all pre-approved loan offer for me.

 

[RAHUL GOYAL]

mere pass icici ke 2 debit card hai rupay plat or visa vala toh kya annual fees dono p lagegi. agar fees dono par lagegi toh konsa band karvana thik hai

 

[Anindya98]

mere pass icici ke 2 debit card hai rupay plat or visa vala toh kya annual fees dono p lagegi. agar fees dono par lagegi toh konsa band karvana thik hai

Both Chargeable if normal account.
Else, both will be free.
Keep any one of them after Friday Offer gone nothing left in RPDC.

 

[RAHUL GOYAL]

Both Chargeable if normal account.
Else, both will be free.
Keep any one of them after Friday Offer gone nothing left in RPDC.

ok thanks. my account is normal 10k average balance. so i think visa one is better. i will close rupay.

 

[iamabhisekagar]

Ya, i already told you. Just call ICICI bank and apply RuPay debit card (no need to tell them platinum, by default you will get platinum variant). Customer care also dnt know this is RuPay Platinum debit card. Just apply the RuPay debit card.

Annual charges Rs220 fees (no issuance charges), No where mentioned on ICICI bank website. Just relax and apply. Here, all of us have been using the ICICI RuPay Platinum debit card for the past 6-7 years, and everyone is charged the same fees (Earlier ICICI charge Rs177 but now hike to Rs220). ICICI recently sent a notification about this ₹220 hike; it was forgotten somewhere. Just relax and apply, only ₹220 will be deducted annually.

Called customer care to ask about the annual fees of this card....now they say the annual fees is 599 plus gst...

 

[Abhishek012]

Called customer care to ask about the annual fees of this card....now they say the annual fees is 599 plus gst...

RuPay Coral Platinum Debit Card charge - 599 plus gst

Normal RuPay Platinum Debit Card charge - 300 plus gst (recently ICICI increased all platinum card network charges - Visa/Master/RuPay)

Salary account - RuPay Platinum Debit Card is lifetime free.

The other ICICI support staff keep saying all kinds of confusing/wrong things — ignore them. Just check which card variant they applied; the charges will be applied according to that.

 

[nh124001]

RuPay Coral Platinum Debit Card charge - 599 plus gst

Normal RuPay Platinum Debit Card charge - 300 plus gst (recently ICICI increased all platinum card network charges - Visa/Master/RuPay)

Salary account - RuPay Platinum Debit Card is lifetime free.

The other ICICI support staff keep saying all kinds of confusing/wrong things — ignore them. Just check which card variant they applied; the charges will be applied according to that.

abb isko lekar kya fayda?

 

[Abhishek012]

abb isko lekar kya fayda?

There’s no benefit in keeping Visa or Master either (But there are some higher variants — I think the Wealth ones — that offer lounge access on Visa or Mastercard, so you can go for those).

or if you really want to keep one debit card then keep RuPay.

 

[iamabhisekagar]

RuPay Coral Platinum Debit Card charge - 599 plus gst

Normal RuPay Platinum Debit Card charge - 300 plus gst (recently ICICI increased all platinum card network charges - Visa/Master/RuPay)

Salary account - RuPay Platinum Debit Card is lifetime free.

The other ICICI support staff keep saying all kinds of confusing/wrong things — ignore them. Just check which card variant they applied; the charges will be applied according to that.

Actually mine is Rupay Gold Platinum DC which is due for annual fees and both the customer care representative as well as the Branch personel confirmed it is showing as rupay chip international credit card in their systems which has an annual fees of 599 plus gst...

 

[Abhishek012]

Actually mine is Rupay Gold Platinum DC which is due for annual fees and both the customer care representative as well as the Branch personel confirmed it is showing as rupay chip international credit card in their systems which has an annual fees of 599 plus gst...

Same card - RuPay Gold Platinum DC or RuPay Platinum DC or RuPay Chip International DC or RuPay Contactless NCMC DC etc and charges 300+GST.

link - https://www.icicibank.com/personal-banking/cards/debit-card/rupay-contactless-ncmc-debit-card

 

[nh124001]

ek zamana hua karta thaa.. mere pass 7-8 rupay platinum hua krte thee... khule dil se puree khandan ka mobile recharge karvata thaa..

 

[iamabhisekagar]

Same card - RuPay Gold Platinum DC or RuPay Platinum DC or RuPay Chip International DC or RuPay Contactless NCMC DC etc and charges 300+GST.

link - https://www.icicibank.com/personal-banking/cards/debit-card/rupay-contactless-ncmc-debit-card

So it is 354 and they are wrong?

 

[Abhishek012]

So it is 354 and they are wrong?

Ya, here latest info -

Recently, some people were charged annually ₹300 + GST — I had read about it somewhere in technofino comment section too.

Earlier, it used to be ₹150 + GST, then it increased to ₹200 + GST, and after that to ₹300 + GST.

Note: There are actually no issuance charges on ICICI RuPay Platinum debit cards because ICICI Bank simply deducts ₹150/₹200+ GST (now ₹300 + GST) annually — regardless of the card network — for any normal platinum debit card.

Thread 'ICICI Bank Account - Revision in service charges for ICICI Savings Account w.e.f. July 1, 2025'

May 30, 2025

Service charges applicable to your ICICI Bank Savings Account have been revised with effect from July 01, 2025.

1. DD - Issued by deposit of cash/cheque/transfer
2. ATM Interchange (Transactions at Non-ICICI Bank ATMs)
3. Transactions at ICICI Bank ATMs.
4. IMPS Outward.
5. Cash Transaction Charges
6. Debit Card Annual Fees.
7. Replacement Card fees (Lost / Damaged card)

Above all 7 Service charges are revised.
Check the attached images for more information.

• sudheerreddy
• account charges icici savings savings account
• Replies: 18
• Forum: Bank Account

• 
• 
• 

 

[iamabhisekagar]

Ya, here latest info -

Recently, some people were charged annually ₹300 + GST — I had read about it somewhere in technofino comment section too.

Earlier, it used to be ₹150 + GST, then it increased to ₹200 + GST, and after that to ₹300 + GST.

Note: There are actually no issuance charges on ICICI RuPay Platinum debit cards because ICICI Bank simply deducts ₹150/₹200+ GST (now ₹300 + GST) annually — regardless of the card network — for any normal platinum debit card.

Thread 'ICICI Bank Account - Revision in service charges for ICICI Savings Account w.e.f. July 1, 2025'

May 30, 2025

Service charges applicable to your ICICI Bank Savings Account have been revised with effect from July 01, 2025.

1. DD - Issued by deposit of cash/cheque/transfer
2. ATM Interchange (Transactions at Non-ICICI Bank ATMs)
3. Transactions at ICICI Bank ATMs.
4. IMPS Outward.
5. Cash Transaction Charges
6. Debit Card Annual Fees.
7. Replacement Card fees (Lost / Damaged card)

Above all 7 Service charges are revised.
Check the attached images for more information.

• sudheerreddy
• account charges icici savings savings account
• Replies: 18
• Forum: Bank Account

• 
• 
• 

another question if u are aware about this, the chip on my card has formed some rust and now it is not working on the atms

If I close this card before the annual fees gets charged....will the fees still get charged?
I have heard some ppl saying that they have been charged after closing their debit cards

 

[Abhishek012]

another question if u are aware about this, the chip on my card has formed some rust and now it is not working on the atms

If I close this card before the annual fees gets charged....will the fees still get charged?
I have heard some ppl saying that they have been charged after closing their debit cards

Bro, earlier we used to apply for a new card, and the old RuPay/Visa card would automatically get closed after using the new RuPay card for the first time.

There were no issuance charges — only the annual debit card fee gets deducted every year in June month that’s because I had opened my ICICI Bank account in the month of June.

It probably still works the same way even now.

Check your bank account statements — see which month they deduct the debit card annual fee every year.

 

[iamabhisekagar]

Bro, earlier we used to apply for a new card, and the old RuPay/Visa card would automatically get closed after using the new RuPay card for the first time.

There were no issuance charges — only the annual debit card fee gets deducted every year in June month that’s because I had opened my ICICI Bank account in the month of June.

It probably still works the same way even now.

Check your bank account statements — see which month they deduct the debit card annual fee every year.

I asked them to issue Visa Titanium DC but these fools are saying downgrade is not possible...🤦‍♂️

 

[ontherocks]

another question if u are aware about this, the chip on my card has formed some rust and now it is not working on the atms

If I close this card before the annual fees gets charged....will the fees still get charged?
I have heard some ppl saying that they have been charged after closing their debit cards

I think this is bank specific. I know BoB doesn't charge, but have heard people getting charged for other bank DCs.