1. Keep ACE nowadays getting cashback flat 5% for bill payments without cap is being difficult.
2. Close flipkart cc, I heard who closed flipkart card, flipkart offering life time free card for them. You may not get again flipkart 5% cashback cc, supercoin card only I think.
3. If you have any fuel cashback card, close indian oil.
Once ask nodal officer, they are reversing the fee too.