Need suggestions for Utility bill payments using the below cards

[valorantnoob]

Hello guys,

I have the following cards right now, so my question is which one will be better for Utility payments ( mainly electricity, mobile recharge and broadband bill ).
Also if you think any one of these cards are useless now then suggest if i should close.

1. Flipkart Axis CC LTF
2. Axis Neo CC LTF
3. Kotak League LTF
4. SBI SimplyClick CC
5. BOB Premier CC LTF
6. Swiggy HDFC CC LTF

Thanks.

 

[Fini7777]

Hello guys,

I have the following cards right now, so my question is which one will be better for Utility payments ( mainly electricity, mobile recharge and broadband bill ).
Also if you think any one of these cards are useless now then suggest if i should close.

1. Flipkart Axis CC LTF
2. Axis Neo CC LTF
3. Kotak League LTF
4. SBI SimplyClick CC
5. BOB Premier CC LTF
6. Swiggy HDFC CC LTF

Thanks.

None of ur cards gives u return on utility bill payments
As most of ur cards are LTF there's no harm in keeping them so don't plan to close them currently

If u use airtel sim, wifi/DTH apply for "Airtel Axis cc"
otherwise apply for Axis Ace or TATA Neu Infinity, both cards gives u 5% cashback on gpay, TATA Neu app
Ace - Gpay
TN Infinity - Tata Neu

If ur query is resolved mark my post as the solution...

 

[Ram1]

If ur bills are below 500, consider rupay platinum debit cards for 20% discount at Amazon

 

[valorantnoob]

If ur bills are below 500, consider rupay platinum debit cards for 20% discount at Amazon

but its only available in friday right, not everyday

 

[valorantnoob]

None of ur cards gives u return on utility bill payments
As most of ur cards are LTF there's no harm in keeping them so don't plan to close them currently

If u use airtel sim, wifi/DTH apply for "Airtel Axis cc"
otherwise apply for Axis Ace or TATA Neu Infinity, both cards gives u 5% cashback on gpay, TATA Neu app
Ace - Gpay
TN Infinity - Tata Neu

If ur query is resolved mark my post as the solution...

actually along with axis neo and fk axis, i have the kiwi axis rupay upi cc also, so i think i am not eligible to apply for another axis cc???

also can i apply tata neu cc as i already have swiggy hdfc cc? or i can convert the swiggy cc to tata neu cc?

 

[Fini7777]

actually along with axis neo and fk axis, i have the kiwi axis rupay upi cc also, so i think i am not eligible to apply for another axis cc???

I think u r not eligible, but if u don't need neo or flipkart cc close one, if u need both check the pre approved cards section in axis mobile app, if u r unlucky then apply for TN infinity(keep this as ur last option).

also can i apply tata neu cc as i already have swiggy hdfc cc? or i can convert the swiggy cc to tata neu cc?

No need to convert, U can get TN inf through tata neu app but not from hdfc cc website

There r some other ways like buying apay vouchers using CCs and paying bills from amazon

Some premium cards do offer rewards on utility bill payments
HDFC DCB/Infinia - 3.33%
HDFC Biz Black - upto 16.67%

u can also consider Amazon pay ICICI CC but it only gives 2% cashback.

 

[valorantnoob]

I think u r not eligible, but if u don't need neo or flipkart cc close one, if u need both check the pre approved cards section in axis mobile app, if u r unlucky then apply for TN infinity(keep this as ur last option).

No need to convert, U can get TN inf through tata neu app but not from hdfc cc website

There r some other ways like buying apay vouchers using CCs and paying bills from amazon

Some premium cards do offer rewards on utility bill payments
HDFC DCB/Infinia - 3.33%
HDFC Biz Black - upto 16.67%

u can also consider Amazon pay ICICI CC but it only gives 2% cashback.

can you let me know more on that apay vouchers using CCs thing?

 

[Fini7777]

can you let me know more on that apay vouchers using CCs thing?

u can buy apay gift cards using AMEX MRCC/Plat travel and get MR and can avail milestone benefit
u can also try buying apay gift cards using SBI Cashback card but I heard that they changed the mcc recently so, I am not sure about this

using this "Apay gift cards" method using CCs won't give u reward rate of more than 3-4% unless u count milestones
so, try to get Axis ace or Airtel or Neu inf for more cashback.

 

[TechnoFi]

can you let me know more on that apay vouchers using CCs thing?

Some other sites to buy Apay gift cards are hubble money, credence rewards, gyftr etc.

 

[valorantnoob]

Some other sites to buy Apay gift cards are hubble money, credence rewards, gyftr etc.

thanks, but the cards that i have will give me any CB or rewards in these sites?

 

[TechnoFi]

thanks, but the cards that i have will give me any CB or rewards in these sites?

Kindly do a single purchase transaction of min. amount on particular website then inquire customer care for MCC code whether it comes under any CB or rewards category or not.