Need suggestions on SBI savings account

[avikrish]

Need a SBI savings account with a physical debit card.

Usage: instant discounts during sales. (Have 2 SBI cards since they are chargeable, want to use debit card as extra)
AMB: can maintain from 10k-25k
Initial Funding: can be done below 5 laks (if special benefits are available)

Any account type with special benefits are available?

Any debit card type or variant which can give more reward points etc...

Please suggest

 

[6ix9ine]

SBI savings accounts are 0 balance accounts. There isn’t anything particularly special about them, as most services are already free. However, you will be charged for the debit card.

Everything else is free. Just visit your nearest branch to open an account.

 

[Himanshuch]

SBI savings accounts are 0 balance accounts. There isn’t anything particularly special about them, as most services are already free. However, you will be charged for the debit card.

Everything else is free. Just visit your nearest branch to open an account.

SBI doesn't have a premium account below wealth account which needs like 1 or 5 Lakh TRV ? I was hoping to get a free rupay debut card from them.

 

[vine]

SBI savings accounts are 0 balance accounts. There isn’t anything particularly special about them, as most services are already free. However, you will be charged for the debit card.

Everything else is free. Just visit your nearest branch to open an account.

SBI doesn't have any account with zero Debit card and zero sms charges,
Some AMB AQB is ok

 

[6ix9ine]

SBI doesn't have any account with zero Debit card and zero sms charges,
Some AMB AQB is ok

Which account do you have where you're being charged for SMS alerts?

Regular savings accounts don't have any AMB/AQB criteria and I never said that the debit card is free, it's chargeable except for salary account.

 

[6ix9ine]

SBI doesn't have a premium account below wealth account which needs like 1 or 5 Lakh TRV ? I was hoping to get a free rupay debut card from them.

If you go for a salary account, all services are free for you. I use a RuPay Platinum card, which has a fee, but the benefits I receive are worth more than the cost. So, I don't mind paying it.

 

[vine]

Which account do you have where you're being charged for SMS alerts?

Regular savings accounts don't have any AMB/AQB criteria and I never said that the debit card is free, it's chargeable except for salary account.

sorry, its was mistyped
..
My question is:
Does SBI have any account (except Salary) with zero Debit card and zero sms charges? Am ok to maintain some AMB in the account.

 

[6ix9ine]

sorry, its was mistyped
..
My question is:
Does SBI have any account (except Salary) with zero Debit card and zero sms charges? Am ok to maintain some AMB in the account.

Unfortunately, that's not possible.

However, you can do one thing. Open a saving account, you will get physical debit card by default. Block it.

You can issue a virtual DC in the yono app, it's completely free no charges for issuance or annual.

So, your debit card issue can be resolved this way. Coming to SMS/AMB, all SBI accounts are zero balance now (after 2020), and none of them has any SMS charges.