New Application For SBI Vistara Credit Card

[hello27]

Hi All, I am new to the credit card thing, I was thinking of applying for SBI Vistara credit card and have some questions related to it,
1) Can I get this card fyf?
2) What is the validity of the complimentary joining flight they provide and what is the validity of milestone flights?
3) How does the annual fee have to be paid? like at the time of application, they ask for 1500+gst, or in the first credit bill they will add this?
4) Do they visit the home to do the verification or is the whole procedure online?
5) Can anyone please tell me the whole procedure, and how to apply online, what are the steps and all in detail?

Thank You So Much In Advance

 

[magneto]

Hi All, I am new to the credit card thing, I was thinking of applying for SBI Vistara credit card and have some questions related to it,
1) Can I get this card fyf?
2) What is the validity of the complimentary joining flight they provide and what is the validity of milestone flights?
3) How does the annual fee have to be paid? like at the time of application, they ask for 1500+gst, or in the first credit bill they will add this?
4) Do they visit the home to do the verification or is the whole procedure online?
5) Can anyone please tell me the whole procedure, and how to apply online, what are the steps and all in detail?

Thank You So Much In Advance

Have you applied yet?

 

[hello27]

Have you applied yet?

No I haven't

 

[magneto]

No I haven't

Okay

Hi All, I am new to the credit card thing, I was thinking of applying for SBI Vistara credit card and have some questions related to it,

1) Can I get this card fyf?

1.) Vistara card of any bank (Axis, SBI, IDFC, IndusInd, etc) doesn't make any sense as FYF or LTF because if fees are not paid they do not provide the joining or annual benefits. The only benefit would be to spend and hit milestones for vouchers.

2) What is the validity of the complimentary joining flight they provide and what is the validity of milestone flights?

2.) For all vouchers (Joining, Renewal, Milestone, etc) the validity is 6 months from receiving it and 3 additional months after issuing it. If you don't issue it, after 6 months it will get auto issued and will be valid for 3 months and post this time you will have to pay a fee to extend the voucher validity (here flights can only be booked till the date of extended voucher expiry).

3) How does the annual fee have to be paid? like at the time of application, they ask for 1500+gst, or in the first credit bill they will add this?

3.) They will add the joining fees in first statement and on the same date next year annual fee will be charged. DO NOT PAY ANYTHING DURING OR AFTER THE APPLICATION. ONLY PAY WHAT IS IN THE GENERATED BILL.

4) Do they visit the home to do the verification or is the whole procedure online?

4.) If you're lucky, application might get approved instantly or else if it goes for manual verification then chances are they will do home verification but no office verification (again it depends).

5) Can anyone please tell me the whole procedure, and how to apply online, what are the steps and all in detail?

5.) Best place to apply a SBI credit card would be SBI Sprint website, I too applied from here. You might even get an option for C2C application where you put your other bank card number and credit limit and card variant.

Feel free to ask any further questions 😊

 

[hello27]

Okay




1.) Vistara card of any bank (Axis, SBI, IDFC, IndusInd, etc) doesn't make any sense as FYF or LTF because if fees are not paid they do not provide the joining or annual benefits. The only benefit would be to spend and hit milestones for vouchers.


2.) For all vouchers (Joining, Renewal, Milestone, etc) the validity is 6 months from receiving it and 3 additional months after issuing it. If you don't issue it, after 6 months it will get auto issued and will be valid for 3 months and post this time you will have to pay a fee to extend the voucher validity (here flights can only be booked till the date of extended voucher expiry).


3.) They will add the joining fees in first statement and on the same date next year annual fee will be charged. DO NOT PAY ANYTHING DURING OR AFTER THE APPLICATION. ONLY PAY WHAT IS IN THE GENERATED BILL.


4.) If you're lucky, application might get approved instantly or else if it goes for manual verification then chances are they will do home verification but no office verification (again it depends).


5.) Best place to apply a SBI credit card would be SBI Sprint website, I too applied from here. You might even get an option for C2C application where you put your other bank card number and credit limit and card variant.

Feel free to ask any further questions 😊

Thank you so much for replying, I have just another one question, can I apply for sbi vistara from the airport, is it safe to give them details and apply from the card there? And another issue is that whenever I open sprint and add my details it open the previous application of sbi cashback which I have filled the details but not completed the kyc so what to do in that case?

 

[magneto]

Thank you so much for replying, I have just another one question, can I apply for sbi vistara from the airport, is it safe to give them details and apply from the card there? And another issue is that whenever I open sprint and add my details it open the previous application of sbi cashback which I have filled the details but not completed the kyc so what to do in that case?

Yes you can apply offline through an agent at an airport or a mall, it is safe no issues. And for your previous incomplete application, I would suggest you to use a different mobile number to do this process.

 

[hello27]

Yes you can apply offline through an agent at an airport or a mall, it is safe no issues. And for your previous incomplete application, I would suggest you to use a different mobile number to do this process.

Thank you so much for your help it means a lot. Thanks