new card to replace Kotak Essentia

[jhanishdev]

I have been using the Kotak Essentia credit card for a long time. It regularly gives 500rs cashback @10% on groceries giving me a return of 7-8% post other transactions and annual fee.

the card has been discontinued long back and now the bank is increasing limitations slowly. the maximum transaction size has been brought down to 4000rs from 5000 previously. I have also got 5500 rs at times when I swiped it for another 500rs over 5000rs.


I am now looking at a replacement card for groceries on bigbasket/ milkbasket mostly followed by spends at brick and mortar supermarkets.

additional cards which I can consider for some upgrade are SBI cashback ltf , Indusind Tiger ltf, HDFC business Regalia ltf.

second best use for the card would be bookmyshow and online offers.

 

[soccer]

If it's offline grocery, HSBC Live+ (10% upto 1K)

BB specific grocery- several options, but probably Airtel Axis (10% upto 500, can also double dip)

 

[tharun]

People suggest hsbc

regularly gives 500rs cashback @10% on groceries giving me a return of 7-8% post other transactions and annual fee.

People suggest hsbc live plus gives you same cashback

 

[jhanishdev]

If it's offline grocery, HSBC Live+ (10% upto 1K)

BB specific grocery- several options, but probably Airtel Axis (10% upto 500, can also double dip)

I am a self employed individual so getting HSBC live plus is not possible afaik.
My axis airtel 10% cashback is regularly utilized on swiggy zomato dining.

Any other options?

 

[jhanishdev]

so, there are not grocery specific cards available for the self employed?