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New Credit card suggestion

Guys I need your help in selecting a good decent reward card across various categories.

I'm currently using,

  1. Tata New Infinity (LTF) for 10% neucoins on Tata platforms
  2. SBI Cashback for 5% cash back on online shopping
  3. AU Altura+ (LTF) just to use whenever I see Au specific offer on any website
  4. HDFC Millennia (LTF)- my first card, was offering 2.5% cash back on Amazon Pay payments as well but recently it got downgraded. They removed complimentary quarterly lounge access, also my dependence on this card has reduced since I got SBI Cashback and New Infinity
My card usage mostly range between 12-18k per month mostly for shopping and utilities, sometimes I offer my card to friends and family to make purchase just so I can receive reward points/cashback. I travel very less, but whenever it is then I prefer airways.

Also since my Tata Neu is Rupay variant I use it make UPI payments whenever I need

I was thinking of getting Amex MRCC but is it worth for me, also my expenditure might increase in future as I'm working in banking sector I might get transferred so it will lead to increased spending
 
Guys I need your help in selecting a good decent reward card across various categories.

I'm currently using,

  1. Tata New Infinity (LTF) for 10% neucoins on Tata platforms
  2. SBI Cashback for 5% cash back on online shopping
  3. AU Altura+ (LTF) just to use whenever I see Au specific offer on any website
  4. HDFC Millennia (LTF)- my first card, was offering 2.5% cash back on Amazon Pay payments as well but recently it got downgraded. They removed complimentary quarterly lounge access, also my dependence on this card has reduced since I got SBI Cashback and New Infinity
My card usage mostly range between 12-18k per month mostly for shopping and utilities, sometimes I offer my card to friends and family to make purchase just so I can receive reward points/cashback. I travel very less, but whenever it is then I prefer airways.

Also since my Tata Neu is Rupay variant I use it make UPI payments whenever I need

I was thinking of getting Amex MRCC but is it worth for me, also my expenditure might increase in future as I'm working in banking sector I might get transferred so it will lead to increased spending
Axis airtel for utilities. If you have airtel connections then it will be useful too.

ICICI Amazon pay is no Brainer. And it's LTF.
 
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