New credit card

[Akram Rarani]

Mere paas sbi ke 3 credit card he mene 8sep ko Phonepe black credit card ke liye apply Kiya to bank ne already 3 cc hone ki wajah se decline kardiya to mene 10sep ko 1 cc cancel karva diya customer care ne bola 90 din ke baad apply kijiyega to ab me phonepe black cc apply karna chahta hu to aproval ke chance badhane ke liye me kya kru

 

[cleverpappu]

Check your cibil if its above 750 or not. Keep using any savings account regularly incase sbi needs 6 months statement.

 

[genXtechie]

There will be cooling period for applying new card once you closed your old card. This cooling period chages from bank to bank, it good to wait for 90 days as suggested by customer care before applying for new card

 

[Odyssey]

Mere paas sbi ke 3 credit card he mene 8sep ko Phonepe black credit card ke liye apply Kiya to bank ne already 3 cc hone ki wajah se decline kardiya to mene 10sep ko 1 cc cancel karva diya customer care ne bola 90 din ke baad apply kijiyega to ab me phonepe black cc apply karna chahta hu to aproval ke chance badhane ke liye me kya kru

How many active credits cards do you have and total combined limit reported on your CIBIL?

 

[Akram Rarani]

How many active credits cards do you have and total combined limit reported on your CIBIL?

Mere paas 2sbi,1axis,1hdfc,1icici total 5 cc he total limit 740000 he aur 140000 outstanding he

 

[Aniket Sharma]

Mere paas 2sbi,1axis,1hdfc,1icici total 5 cc he total limit 740000 he aur 140000 outstanding he

Clear outstanding first then wait 15 days before applying any card

 

[Akram Rarani]

Kya mere ko total outstanding khatam karne ke baad apply karna chahiye ya limit se 20% outstanding hone se aproval milega

 

[Ankitkum230@]

Matter nhi karta

 

[Aniket Sharma]

Kya mere ko total outstanding khatam karne ke baad apply karna chahiye ya limit se 20% outstanding hone se aproval milega

Bro, it really matters for your overall limit being too low & utilisation is too high