BOBCARD Cashback
Presenting the BOBCARD Cashback Credit Card – where every swipe, tap, or click gives you instant value back.
✅ Perks & Features
- You get 5% cashback on eligible online domestic spends (max ₹1,500 per month).
- For all other spends — offline shopping, bills, etc — you get unlimited 1% cashback.
- Cashback is auto-credited monthly to your card statement — no points to track or redeem manually.
- You can choose a plan: either pay ₹49 per month or a ₹499 per year fee.
⚠️ Important Conditions & What to Know
- To get 5% cashback on online spends, you must do minimum 4 eligible transactions in that billing cycle.
- Transactions below ₹100, fuel payments, certain merchant categories (MCC exclusions), cash withdrawals/ATM, and quasi-cash transactions are not eligible for cashback.
- Cashback limit: 5% rate applies only up to a monthly cap (₹1,500). After that, additional online spends may revert to lower base rates or no cashback (depending on policy).
💡 Who this card is good for
- People who shop online frequently — the 5% cashback can add up nicely each month.
- Those who prefer straight cashback to balance, rather than dealing with reward-point redemption schemes.
🎯 Who might want to skip / compare
- If you rarely shop online or don’t do 4+ transactions per month — you may not reach the 5% benefit.
- If a lot of your spending is on fuel or categories excluded from cashback, the value drops.
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