I took a policy from niva bupa for my both my parents(55+) with PED Hypertension and also took a Disease management add-on which covers Hypertension from Day 1.
After the policy is issued, i came to know there is an adverse condition from one of the medical test in previous health checkup. So i immediately disclosed that to niva bupa
They cancelled the policy after disclosing the new condition and are issuing a refund.
Which policy is best with less or no PED waiting period and will this be treated as a rejection from niva bupa and do i need to mention this if i want to take a insurance from different provider ?
After the policy is issued, i came to know there is an adverse condition from one of the medical test in previous health checkup. So i immediately disclosed that to niva bupa
They cancelled the policy after disclosing the new condition and are issuing a refund.
Which policy is best with less or no PED waiting period and will this be treated as a rejection from niva bupa and do i need to mention this if i want to take a insurance from different provider ?
