No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS

[Abhishek012]

No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS: 😍😍

Link: https://npstrust.org.in

• This campaign allows customers to invest on NPS using RuPay Credit Card on UPI (RCC on UPI) on https://npstrust.org.in as a payment mode at Zero Payment Gateway Charges
• The Offer is Valid till 31st March 2025
• This offer is applicable for Tier 1 category of investments only on https://npstrust.org.in
• To avail the offer, customers must login into their NPS account from https://npstrust.org.in and make their investments towards Tier 1 category on NPS using RCC on UPI as the mode of payment
• This offer is applicable only when the customer opts to pay using BillDesk’s payment gateway
• In case of any concerns kindly contact pgsupport@billdesk.com for BillDesk PG when using Rupay Credit Card on UPI during the promotion period only
• NPCI and BillDesk shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any services availed by the customer under the Offer.
• NPCI and BillDesk reserves the right to disqualify/ exclude any customer from the offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
• NPCI will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
• BillDesk and NPCI reserves the right to modify / alter the offer or all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. NPCI & BillDesk also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.
• In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, NPCI’s decision shall be final and binding on Cardholders in all respects.
• The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Credit CardI
• Logos/trademarks used are owned by respective entities. NPCI has been authorized to use these logos/trademarks for offer promotion purposes.
• Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
• This Offer is subject to applicable law and regulation

Official source: https://www.rupay.co.in/rupay-offers/offer?id=233

 

[BhaiyaJi]

Zero fee credit card to bank transfer loot.






Bass issue ye hai ke retirement ke baad he paisa bank m milega.

 

[fradela]

The Offer is Valid till 31st March 2025

Why only till this date.

Generally, I invest on 1st April.

 

[sandesh]

Which rupay credit cards will give reward points for NPS (govt) transactions?

 

[350modena]

Zero fee credit card to bank transfer loot.






Bass issue ye hai ke retirement ke baad he paisa bank m milega.

No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS: 😍😍

Link: https://npstrust.org.in

• This campaign allows customers to invest on NPS using RuPay Credit Card on UPI (RCC on UPI) on https://npstrust.org.in as a payment mode at Zero Payment Gateway Charges
• The Offer is Valid till 31st March 2025
• This offer is applicable for Tier 1 category of investments only on https://npstrust.org.in
• To avail the offer, customers must login into their NPS account from https://npstrust.org.in and make their investments towards Tier 1 category on NPS using RCC on UPI as the mode of payment
• This offer is applicable only when the customer opts to pay using BillDesk’s payment gateway
• In case of any concerns kindly contact pgsupport@billdesk.com for BillDesk PG when using Rupay Credit Card on UPI during the promotion period only
• NPCI and BillDesk shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any services availed by the customer under the Offer.
• NPCI and BillDesk reserves the right to disqualify/ exclude any customer from the offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
• NPCI will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
• BillDesk and NPCI reserves the right to modify / alter the offer or all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. NPCI & BillDesk also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.
• In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, NPCI’s decision shall be final and binding on Cardholders in all respects.
• The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Credit CardI
• Logos/trademarks used are owned by respective entities. NPCI has been authorized to use these logos/trademarks for offer promotion purposes.
• Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
• This Offer is subject to applicable law and regulation

Official source: https://www.rupay.co.in/rupay-offers/offer?id=233

Npstrust.org has the 3 options - KFINTECH, protean and cams. So i assume we need to click on the one we have our NPS account with to redeem this offer ?

 

[nayra]

Zero fee credit card to bank transfer loot.

Only applicable for Tier I

 

[nayra]

Duplicate thread maybe?

Post in thread 'Now NPS Apps allows to pay UPI via Rupay CC without any charges'

Jan 25, 2025

@AlgoTrader last time I've heard tier 2 doesn't accept CC payments as per RBI Regulations

Yeah I know, that is why I was interested in this, as title mentions loophole

• AlgoTrader

• 

 

[knight]

@ashwink


Seems like a duplicate of :

T

Thread 'Now NPS Apps allows to pay UPI via Rupay CC without any charges'

Jan 25, 2025

May be a loophole for Rupay CC To bank via NPS Tier 2.
Update: Tier 2 doesn't allow CC payment on UPI, where as Tier 1 works fine

• tamizhventhan
• apps charges nps pay rupay rupay cc upi
• Replies: 50
• Forum: Credit Card - General

• 
• 
• 

 

[Harry1]

Interesting. So, this was a official offer rather than loophole.

 

[jeevanreddy58]

repost https://www.technofino.in/community...y-upi-via-rupay-cc-without-any-charges.37145/
.

 

[taskmaster]

Is NPS even a good investment?

 

[BhaiyaJi]

Is NPS even a good investment?

Very subjective investment I think

 

[knight]

Exactly what @BhaiyaJi said.

It entirely depends upon your investment style, discipline and funds planning.

If you have discipline, can generate around 12-14% post-tax returns, and would like more control of your money, NPS is avoidable.

If you often end up pulling out your investments, or are not well versed with stock investing/other high return avenues, and are insecure/catious about your retirement, then NPS makes sense for you.



Pros :
mostly tax free
market like returns
ability to choose debt/equity split to improve returns

Cons:
Lock in till 60
40% annuity is a must
High dependency on Govt Policies. - Govt policies can change anytime.
And given the recent instability, including changing LTCG, indexation, etc, it's up to you whether you believe govt would care anymore about the salaried class in coming years.


So it's totally up to you to decide which category you fall into and choose accordingly.
It is a long term commitment.


ps~ i know some people would disagree with the last point, considering the recent 12L tax relaxation, but go check the consumption data and growth numbers to understand why that move was made.

 

[taskmaster]

Lock in till 60 and annuity is a big drawback.

 

[ag_vishu48]

hi,

I have tried multiple times but it is Not going through

Showing different error ever time and may be the merchant is not accepting after all

Transaction is not permitted by CC


Please help

 

[Abhishek012]

hi,

I have tried multiple times but it is Not going through

Showing different error ever time and may be the merchant is not accepting after all

Transaction is not permitted by CC


Please help

Only BillDesk’s payment gateway accepted.

 

[ag_vishu48]

Tried even billpay and It was declined

 

[ag_vishu48]

This is how it shows in the receipt which is generated

When I tried with BHIM app, It shows that it doesn't not supports payments Via this account

 

[ag_vishu48]

Any help with this shall be appreciated

 

[350modena]

Only BillDesk’s payment gateway accepted.

If NPS account is held with KFINTECH, can we still pay via rupay ?