One of my friend used my American Express referrals to apply for a platinum travel card. He works for a global MNC since past 18 years, CTC is 50 Lakhs+, has been paying income tax all these years, has an HDFC Regalia credit card since 10 years, has repaid and closed an auto loan, has used and closed HSBC card earlier, till date no late payment.
However his AMEX application was rejected and the mail specifically said based on your credit score received, you are not eligible.
So he checked his CIBIL score and he says there is no score at all but he can see the previous loan and card closure details. His HDFC card is not listed though his salary is credited to the bank and his card is linked to that account.
Thought this is strange!
However his AMEX application was rejected and the mail specifically said based on your credit score received, you are not eligible.
So he checked his CIBIL score and he says there is no score at all but he can see the previous loan and card closure details. His HDFC card is not listed though his salary is credited to the bank and his card is linked to that account.
Thought this is strange!
