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Not getting unconditional LTF on BOB cards

kunaldas

TF Neo
Hello Experts!
I was trying to get an LTF unconditional card but seems it just has the same kind of condition as any other card.
can anyone tell from their experience?
 

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Hello Experts!
I was trying to get an LTF unconditional card but seems it just has the same kind of condition as any other card.
can anyone tell from their experience?
I got the Premier recently. I was also in confusion whether it is unconditional LTF or spend based reversal.
but as advised by other people in this group I emailed to BoB after card delivery and they confirmed that this is a unconditional LTF card.

so dont worry, go ahead
 
Hello Experts!
I was trying to get an LTF unconditional card but seems it just has the same kind of condition as any other card.
can anyone tell from their experience?
Screenshot clearly says this is a Limited Time Offer. Same banner we had last year when unconditional LTF was in play. So w/o any second thought go ahead and grab the card 😌.

Sample acknowledgement email on LTF pricing from customer care is attached for your kind reference.
 

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I got a BoB Easy CC I dont think it was LTF it was conditional LTF is what I think but I had a doubt so I mailed them and they replied it is LTF. So in future if they charge annual fees then all I need to do is show them this email right?
 
Hello Experts!
I was trying to get an LTF unconditional card but seems it just has the same kind of condition as any other card.
can anyone tell from their experience?
Is BOB cards LTF offer still available? Today I applied Easy cc.... showing this LTF stamp and crossed fee signs.. they offered 3 cards to me but due to lowest annual fee of 500 I applied Easy, I wanted to apply Rupay...but not available in application. Now I am confused by this LTF stamp...if it will paid or free?
 
Is BOB cards LTF offer still available? Today I applied Easy cc.... showing this LTF stamp and crossed fee signs.. they offered 3 cards to me but due to lowest annual fee of 500 I applied Easy, I wanted to apply Rupay...but not available in application. Now I am confused by this LTF stamp...if it will paid or free?
its said to be LTF for all cards approved upto 31 march.
no details yet if the offer will be extended or not, though they also do not tell this that current offer is upto 31 march. just say that its limited time offer.

but as long as there is Free mentioned on website, and Fee crossed I think you are good to go, just keep the screenshot saved with you for future if you have doubts.
and In all cases you can close the card within 1 month without using if you feel its a paid card.
once card is approved you can email them specifically and they will make you a clear reply with regard to that specific card of yours.

I applied for Premier in January, and it came to be a Rupay select variant. (though no wellness benefit, and BoB Rupay credit card still not live on BHIM UPI ), I confirmed after receiving via email and they clearly mentioned that my card is LTF
 
its said to be LTF for all cards approved upto 31 march.
no details yet if the offer will be extended or not, though they also do not tell this that current offer is upto 31 march. just say that its limited time offer.

but as long as there is Free mentioned on website, and Fee crossed I think you are good to go, just keep the screenshot saved with you for future if you have doubts.
and In all cases you can close the card within 1 month without using if you feel its a paid card.
once card is approved you can email them specifically and they will make you a clear reply with regard to that specific card of yours.

I applied for Premier in January, and it came to be a Rupay select variant. (though no wellness benefit, and BoB Rupay credit card still not live on BHIM UPI ), I confirmed after receiving via email and they clearly mentioned that my card is LTF
Btw, the good part of Rupay variant is the international lounge access you get with JCB. Not bad for a LTF card.
 
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