RAMESH BABU N
TF Legend
No regrets. Never complained to RBIO seeking any compensation. However, brought to RBI's notice a couple of wrong doings by banks (HDFC and HSBC).
Never paid even Re. 1/- as penalty for late payments.
Never opted for EMIs.
Never shared my CCs with any others. (except wife n two sons - via add-on CCs).
Never looked upto the CIBIL/... scores or ever worried about them.
Never used my CCs for any manufactured spending or circulation.
Never spent on CCs driven by offers or sales promotion targets.
Never regretted NOT taking some specific CCs.
Never had any major hiccup or problem with any bank.
Never lost any money due to any trxn going bad or due to disputes.
Never used CCs ONLY because of any rewards/ponts/cashback/....
....
Never paid even Re. 1/- as penalty for late payments.
Never opted for EMIs.
Never shared my CCs with any others. (except wife n two sons - via add-on CCs).
Never looked upto the CIBIL/... scores or ever worried about them.
Never used my CCs for any manufactured spending or circulation.
Never spent on CCs driven by offers or sales promotion targets.
Never regretted NOT taking some specific CCs.
Never had any major hiccup or problem with any bank.
Never lost any money due to any trxn going bad or due to disputes.
Never used CCs ONLY because of any rewards/ponts/cashback/....
....
