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Nri credit card india
- Thread starter ggg@
- Start date
Solution
1) HDFC :
Okay.. you can try with these two options with HDFC.
You need to process these thru branch offline..
Go to HDFC and ask for these two cards. and get your preferred ones.. It seems you need to do some FDs to get these...
1) NR Regalia Gold
2) NR Infinia Metal
2) Kotak
Kotak NRI Royale Signature Credit Card
Apply Kotak NRI Royale Signature Credit Card - Kotak Bank
Apply for Kotak NRI Royale Signature Credit Card for NRE/NRO Term Deposit holders.✓NRI Royale Shield ✓Railway Surcharge Waiver ✓Airport Lounge Access & Much More.
Are you currently a NRI or RI?
I don't know and I don't want to know anything about the USA cards..
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what is this OCI's residential status?
I know all those…
Kindly re-read my question again…and again…
Let me know if you need any further info/ explanation in understanding my question..
Okay I will rephrase it..
“ What’s this OCI person’s residential status?”
So , he/she is a non resident oci..
There are no clear guidelines about these people. So it's completely upto banks discretion...
Note: I am an OCI holder (holding an Australian Passport) living in India ..
So I am an ordinarily resident OCI..
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As long as you reside in India, can do the KYC (either online or offline, both require you to be in person in India. Aadhaar doesn't send OTP while roaming overseas), and fulfill the financial and KYC requirements of the bank then you're good to go. NRI, foreigner, OCI, whatever you can get it.
It's very important to have an Aadhaar and PAN, without these you can only dream to open a bank account or credit card, while doable it's pretty difficult and it's way more likely you'll run into issues or denial, and nearly a nightmare to impossible if you're not Indian citizen, I can vouch for this..
Do mind the TCS above 7L, it is 20% tax if I recall correctly at the time of settling any credit card transaction.
If you don't mind that and can claim your tax back and it doesn't create any further tax liabilities, pull the trigger... India offers very good credit cards surprisingly with incredible value even if they're paid.
It's very important to have an Aadhaar and PAN, without these you can only dream to open a bank account or credit card, while doable it's pretty difficult and it's way more likely you'll run into issues or denial, and nearly a nightmare to impossible if you're not Indian citizen, I can vouch for this..
Do mind the TCS above 7L, it is 20% tax if I recall correctly at the time of settling any credit card transaction.
If you don't mind that and can claim your tax back and it doesn't create any further tax liabilities, pull the trigger... India offers very good credit cards surprisingly with incredible value even if they're paid.
An individual need to be in India for 180 days to able to qualify for applying for aadhar.
Yes I have aadhar,..applied about 6 years ago, ig
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1) HDFC :
Okay.. you can try with these two options with HDFC.
You need to process these thru branch offline..
Go to HDFC and ask for these two cards. and get your preferred ones.. It seems you need to do some FDs to get these...
1) NR Regalia Gold
2) NR Infinia Metal
2) Kotak
Kotak NRI Royale Signature Credit Card
Apply Kotak NRI Royale Signature Credit Card - Kotak Bank
Apply for Kotak NRI Royale Signature Credit Card for NRE/NRO Term Deposit holders.✓NRI Royale Shield ✓Railway Surcharge Waiver ✓Airport Lounge Access & Much More.
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ggg@
TF Buzz
Any others from other banks like idfc bank or icici or axis ? And also can i get hdfc infinia credit card if yes how much fd required?1) HDFC :
Okay.. you can try with these two options with HDFC.
You need to process these thru branch offline..
Go to HDFC and ask for these two cards. and get your preferred ones.. It seems you need to do some FDs to get these...
1) NR Regalia Gold
2) NR Infinia Metal
View attachment 49476
2) Kotak
Kotak NRI Royale Signature Credit Card
Apply Kotak NRI Royale Signature Credit Card - Kotak Bank
Apply for Kotak NRI Royale Signature Credit Card for NRE/NRO Term Deposit holders.✓NRI Royale Shield ✓Railway Surcharge Waiver ✓Airport Lounge Access & Much More.www.kotak.com
Not sure the reason behind it, because anywhere I've been it's very easy to open a bank account and even get credit cards/loans.
Also I'm aware there's a lot of people living overseas while still using their bank and credit cards as usual from India, they usually never swap their accounts to NRI. The only caveat is taxes... TCS and having to file taxes to explain all the financial transactions.
can you share how you got Infinia card?(assuming you already have it). Perhaps a link to the older thread?1) HDFC :
Okay.. you can try with these two options with HDFC.
You need to process these thru branch offline..
Go to HDFC and ask for these two cards. and get your preferred ones.. It seems you need to do some FDs to get these...
1) NR Regalia Gold
2) NR Infinia Metal
View attachment 49476
2) Kotak
Kotak NRI Royale Signature Credit Card
Apply Kotak NRI Royale Signature Credit Card - Kotak Bank
Apply for Kotak NRI Royale Signature Credit Card for NRE/NRO Term Deposit holders.✓NRI Royale Shield ✓Railway Surcharge Waiver ✓Airport Lounge Access & Much More.
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