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Nri i have Aadhaar pan linked and receive otp so everything okay so how i get best cards all ways explain please like best card of hdfc axis icici and others
Are you currently a NRI or RI?Hello, can a nri person have credit card from Indian bank if yes then how someone get most premium credit card as they offer good discount and miles on airplane tickets. All possible ways and step by step guide like documents required.
I don't know and I don't want to know anything about the USA cards..
@SSV your storyCan a former Indian citizen currently holding Overseas Citizen of India (OCI) status apply for Indian credit cards? If so, which card can they apply for? (Pan - YES / Aadhaar - No)
what is this OCI's residential status?Can a former Indian citizen currently holding Overseas Citizen of India (OCI) status apply for Indian credit cards? If so, which card can they apply for? (Pan - YES / Aadhaar - No)
I know all those…Overseas Citizenship of India (OCI) is a form of permanent residency available to people of Indian origin and their spouses which allows them to live and work in India indefinitely.
visiting India 3 to 4 times a year (with a maximum total stay of 3 months per year) over the past 3 yearsI know all those…
Kindly re-read my question again…and again…
Let me know if you need any further info/ explanation in understanding my question..
Okay I will rephrase it..
“ What’s this OCI person’s residential status?”
So , he/she is a non resident oci..visiting India 3 to 4 times a year (with a maximum total stay of 3 months per year) over the past 3 years
Unfortunately, the person doesn't have Aadhaar... not sure if they can apply in the near future.So , he/she is a non resident oci..
There are no clear guidelines about these people. So it's completely upto banks discretion...
Note: I am an OCI holder (holding an Australian Passport) living in India ..
So I am an ordinarily resident OCI..
An individual need to be in India for 180 days to able to qualify for applying for aadhar.Unfortunately, the person doesn't have Aadhaar... not sure if they can apply in the near future
Last I heard
Nri i have Aadhaar pan linked and receive otp so everything okay so how i get best cards all ways explain please like best card of hdfc axis icici and others
Mostly
Any others from other banks like idfc bank or icici or axis ? And also can i get hdfc infinia credit card if yes how much fd required?1) HDFC :
Okay.. you can try with these two options with HDFC.
You need to process these thru branch offline..
Go to HDFC and ask for these two cards. and get your preferred ones.. It seems you need to do some FDs to get these...
1) NR Regalia Gold
2) NR Infinia Metal
View attachment 49476
2) Kotak
Kotak NRI Royale Signature Credit Card
Apply Kotak NRI Royale Signature Credit Card - Kotak Bank
Apply for Kotak NRI Royale Signature Credit Card for NRE/NRO Term Deposit holders.✓NRI Royale Shield ✓Railway Surcharge Waiver ✓Airport Lounge Access & Much More.www.kotak.com
Not sure the reason behind it, because anywhere I've been it's very easy to open a bank account and even get credit cards/loans.Mostly no, specially if they have a NRE/NRO account at the same bank.
Why would banks take the risk whey they know that person can leave the country anytime.
FD backed is possible though.
can you share how you got Infinia card?(assuming you already have it). Perhaps a link to the older thread?1) HDFC :
Okay.. you can try with these two options with HDFC.
You need to process these thru branch offline..
Go to HDFC and ask for these two cards. and get your preferred ones.. It seems you need to do some FDs to get these...
1) NR Regalia Gold
2) NR Infinia Metal
View attachment 49476
2) Kotak
Kotak NRI Royale Signature Credit Card
Apply Kotak NRI Royale Signature Credit Card - Kotak Bank
Apply for Kotak NRI Royale Signature Credit Card for NRE/NRO Term Deposit holders.✓NRI Royale Shield ✓Railway Surcharge Waiver ✓Airport Lounge Access & Much More.www.kotak.com