NSDL Bank Account

[hsaikia06]

I have NSDl Payment Jiffy account since 2020 and from last 8 months it was blocked after several email I have done vkyc it is now unlocked. Should I close the bank account now. Or should I keep using and as i have done vkyc and account is running. I already have 3-4 other bank account. Is that good to have this bank now or best to close it . Can I access the virtual rupay card for free now? What is the cons and pros of having this bank account?

 

[6ix9ine]

I have NSDl Payment Jiffy account since 2020 and from last 8 months it was blocked after several email I have done vkyc it is now unlocked. Should I close the bank account now. Or should I keep using and as i have done vkyc and account is running. I already have 3-4 other bank account. Is that good to have this bank now or best to close it . Can I access the virtual rupay card for free now? What is the cons and pros of having this bank account?

I still use it, it's mainly for taking payments from unknown and I don't mind monthly - ₹5.90 charges. Yes, virtual DC is free.

You may close it, if you don't have any purpose for holding this account.

 

[panchabhut]

They blocked my 7K for about 8 mths. After VKYC, i took out all bal and now only transfer 200-300 at a time and use for small UPI payments where UPI-CC does not work.

 

[valariecormick]

I had a similar experience with my NSDL Jiffy account being blocked for months. After completing VKYC, it worked fine again, but I decided to keep it only for small online payments and testing the virtual RuPay card.