OneCard devaluation from 15th December onward - No Reward On Fuel

[RishiKiDev]

In the current season of credit card devaluations, OneCard has been hit by devaluation.
Just now received an email.
No more rewards on Fuel. But still they're giving fuel surcharge waiver.

Very much dissappointed. Was using it every month for Fuel purchases.

 

[RAMESH BABU N]

I use 1Card for fuel purchases for my Xylo.

Because, 1Card returns all excess charges - down to the last paisa. Great.

I will be glad if this is continued. Not bothered about any other rewards or discounts.

 

[RishiKiDev]

I use 1Card for fuel purchases for my Xylo.

Because, 1Card returns all excess charges - down to the last paisa. Great.

I will be glad if this is continued. Not bothered about any other rewards or discounts.

Same here sir.
All my fuel purchases for my car and bikes was through OneCard.
Hope they don't remove that feature of surcharge waiver.

 

[pothi]

I use 1Card for fuel purchases for my Xylo.

Because, 1Card returns all excess charges - down to the last paisa. Great.

I will be glad if this is continued. Not bothered about any other rewards or discounts.

I thought that the GST on fuel surcharge is never returned by any card issuer. Same with OneCard?

 

[RishiKiDev]

I thought that the GST on fuel surcharge is never returned by any card issuer. Same with OneCard?

Haven't checked it yet but will check next time when I fuel up and let you know

 

[plastikman]

In the current season of credit card devaluations, OneCard has been hit by devaluation.
Just now received an email.
No more rewards on Fuel. But still they're giving fuel surcharge waiver.

Very much dissappointed. Was using it every month for Fuel purchases.

Haven't received the email yet. Kou bank ra card acchi ? Mor Federal Bank.

 

[_na_cheese]

I thought that the GST on fuel surcharge is never returned by any card issuer. Same with OneCard?

One card returns GST too.

 

[RishiKiDev]

Haven't received the email yet. Kou bank ra card acchi ? Mor Federal Bank.

Mora Bank of Baroda ra

 

[Deleted member 11974]

i have also received gst return on some transactions of infinnia
maybe depends on pos

 

[RishiKiDev]

i have also received gst return on some transactions of infinnia
maybe depends on pos

Most cards don't return gst. Atleast I can vouch that DCB doesn't return gst.
I have used DCB in different fuel stations on different pos machines but never have I ever got any gst return

 

[shrewdoc]

i have also received gst return on some transactions of infinnia
maybe depends on pos

HDFC POS pe full refund, same with other banks. Same POS pe no surcharge.

 

[RishiKiDev]

HDFC POS pe full refund, same with other banks. Same POS pe no surcharge.

So if I purchase fuel of ₹200 on HDFC POS with my DCB, I won't be charged any surcharge?

 

[shrewdoc]

So if I purchase fuel of ₹200 on HDFC POS with my DCB, I won't be charged any surcharge?

Surcharge waiver is from minimum ₹400 but you should try below 400 and find out. In theory, there shouldn't be any surcharge.

 

[Deleted member 11974]

HDFC POS pe full refund, same with other banks. Same POS pe no surcharge.

then wohi hua hoga

 

[thespy12]

I use 1Card for fuel purchases for my Xylo.

Because, 1Card returns all excess charges - down to the last paisa. Great.

I will be glad if this is continued. Not bothered about any other rewards or discounts.

Whenever I scan with ICICI Rupay coral card on any petrol pump ,I don't get charged any surcharge amount

 

[RishiKiDev]

Whenever I scan with ICICI Rupay coral card on any petrol pump ,I don't get charged any surcharge amount

Even for amount below ₹400?

 

[thespy12]

Even for amount below ₹400?

Yes bro ,I fill petrol of 100₹ and pay back ICICI 100

 

[Suspicious Activity]

Haven't received the email yet. Kou bank ra card acchi ? Mor Federal Bank.

Moro BoB. Seithi pain au BoB card miluni.

 

[RAMESH BABU N]

I thought that the GST on fuel surcharge is never returned by any card issuer. Same with OneCard?

Basically, the system is like this.

If a IOC petrol bunk is using a POS machine issued by HDFC, and you use HDFC card(s), depending on the type of card and the facility given to you by HDFC, they will return the surcharge (with GST) - with or without reimbursement limits. Returning the GST is subjective on some cards. However, if the IOC petrol bunk using HDFC's POS machine, and you use Citi Bank card - even if it is an Indian Oil co-branded, Citi will NOT return the surcharge (so returning the GST does not arise at all).

I fought vehemently with Citi and SBI on this count. It looks stupid paying surcharge (and GST on that) despite using a IOC co-branded card, in a IOC exclusive petrol bunk, to buy only IOC products. The silliest excuse I got from Citi/Axis/HDFC/SBI - over a period of 2 years of fighting - is that EVEN THE POS MACHINE MUST BE THEIR OWN to get surcharge waiver. No where it is mentioned like that. But, by saying so, they are saving a lot of money by denying the benefit to us. How can I - as a CC holder - has any control over what type of POS the bunk uses ?

So, in protest, I returned those co-branded cards and using wallets, till 1Card came along. 1Card returns all surcharges, and even the GST, down to the last paisa. Since then, all my fuel bills are logged only on 1Card.

 

[shrewdoc]

Whenever I scan with ICICI Rupay coral card on any petrol pump ,I don't get charged any surcharge amount

UPI pe 0 surcharge. But majority of filling stations and many merchants have stopped accepting CC on UPI due to high MDR.