OneCard

[SarthakModak]

I want to take an unsecured OneCard from secured OneCard.Currently I have OneCard against FD of Rs2000.
Can anyone tell me how can I do that if anyone did it before?

 

[Akashgod]

That is just a marketing trap I would say. So far no one has got that secured to unsecured done. Could be possible if u take a metal on fd with 50k above limit, but no guarantees

 

[fatehbajwa]

I wonder what's the highest credit limit anyone has got on an unsecured OneCard.

 

[SarthakModak]

I've seen people here with 4-5L limit

I think I have seen a much bigger number than 4-5L.

 

[GoruBhai]

Getting a unsecured metal card. Currently a simple process. If someone hold secured onecard first you need to close. And wait for sometime and keep onescore app in your phone. Make sure thare is some charges for closing card in 6month.

 

[SarthakModak]

Getting a unsecured metal card. Currently a simple process. If someone hold secured onecard first you need to close. And wait for sometime and keep onescore app in your phone. Make sure thare is some charges for closing card in 6month.

Is this happened to you?
If yes can you spare some minute and elaborate me how you did that?

 

[swastik2233]

It is NOT possible. I recently closed my FD one card and asked cc. This is the reply -

Greetings from OneCard!

As per your query, we do not have any provision that any user can sign up to unsecured card once user has closed secured card.
After few months is there will be any such offer we will notify you.


Thanks for contacting us!

Regards,
Shubhada
Customer Experience Team
Team OneCard.
_----------------------------------------------------------

Greetings from OneCard!

Currently we do not have option to upgrade account from secured to unsecured or vice versa as there is no manual intervention in the application process.

Incase if we have any offers without FD, we will let you know in the app.

We appreciate your patience and understanding.


Thanks & Regards
Somnath
CX Specialist
Team OneCard