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Open a US Bank account from India - No ITIN or SSN Required

Hello everyone,
If you are a freelancer, a remote worker, or you receive payment in USD to your Indian account, then you are losing markup fees because of the transfer (currency exchange).
Do you know that you can open a real US bank account, receive payment directly to that account, and hold your money in USD?
Yes, it's absolutely possible. As an Indian, you can open a digital US bank account using your Indian passport.
No SSN or ITIN is required.
As you all know, you cannot open a traditional US bank account without visiting the country physically. So I'm talking about a digital bank account, a fully functional, proper US bank account with all the features you get from a traditional bank and the same level of security. Your money will be insured by the FDIC up to $250,000.

I'm talking about the Utoppia digital bank account; its banking services are provided by Synapse Brokerage LLC, a registered broker-dealer and member of SIPC, and Lineage Bank, a member of the FDIC (accounts are provided by Synapse Brokerage LLC, and the deposits are held with Lineage Bank, Member FDIC).
Utoppia is just like a Fi/Niyo bank account.

Eligibility Criteria-
Anyone from the listed countries can open a Utoppia Bank account.
🇦🇷 🇦🇺 🇦🇹 🇧🇪 🇧🇷 🇨🇦 🇨🇿 🇨🇱 🇨🇴 🇩🇰 🇫🇮 🇫🇷 🇩🇪 🇮🇳 🇮🇪 🇮🇹 🇱🇺 🇲🇾 🇲🇽 🇳🇱 🇳🇿 🇳🇴 🇵🇹 🇸🇬 🇸🇰 🇿🇦 🇪🇸 🇸🇪 🇨🇭 🇬🇧 🇺🇸 🇻🇳
The minimum age requirement is 18 years old.

Document- Passport

How To Open-

Just click on the link here - https://utoppia.onelink.me/eWMt/TechnoFino
Download the app and open your US bank account within 10 minutes. All you need is your passport.

Home screen.png

Benefits-
Zero maintenance US bank account
Free virtual debit card. You can add the virtual debit card to your Apple Pay (you must change your iPhone's region to US from India to use this feature).
Free instant money between one Utoppia and another Utoppia bank account
Wire transfer feature
ACH transfer feature
FDIC Insurance ($250,000)

This is the first and very important step you have to complete if you want to hold a US credit card in the future. You need a US bank account to pay your card bill.
***Consult your CA if you have any questions related to taxation.
 
Hello everyone,
If you are a freelancer, a remote worker, or you receive payment in USD to your Indian account, then you are losing markup fees because of the transfer (currency exchange).
Do you know that you can open a real US bank account, receive payment directly to that account, and hold your money in USD?
Yes, it's absolutely possible. As an Indian, you can open a digital US bank account using your Indian passport.
No SSN or ITIN is required.
As you all know, you cannot open a traditional US bank account without visiting the country physically. So I'm talking about a digital bank account, a fully functional, proper US bank account with all the features you get from a traditional bank and the same level of security. Your money will be insured by the FDIC up to $250,000.

I'm talking about the Utoppia digital bank account; its banking services are provided by Synapse Brokerage LLC, a registered broker-dealer and member of SIPC, and Lineage Bank, a member of the FDIC (accounts are provided by Synapse Brokerage LLC, and the deposits are held with Lineage Bank, Member FDIC).
Utoppia is just like a Fi/Niyo bank account.

Eligibility Criteria-
Anyone from the listed countries can open a Utoppia Bank account.
🇦🇷 🇦🇺 🇦🇹 🇧🇪 🇧🇷 🇨🇦 🇨🇿 🇨🇱 🇨🇴 🇩🇰 🇫🇮 🇫🇷 🇩🇪 🇮🇳 🇮🇪 🇮🇹 🇱🇺 🇲🇾 🇲🇽 🇳🇱 🇳🇿 🇳🇴 🇵🇹 🇸🇬 🇸🇰 🇿🇦 🇪🇸 🇸🇪 🇨🇭 🇬🇧 🇺🇸 🇻🇳
The minimum age requirement is 18 years old.

Document- Passport

How To Open-

Just click on the link here - https://utoppia.onelink.me/eWMt/TechnoFino
Download the app and open your US bank account within 10 minutes. All you need is your passport.

View attachment 7600

Benefits-
Zero maintenance US bank account
Free virtual debit card. You can add the virtual debit card to your Apple Pay (you must change your iPhone's region to US from India to use this feature).
Free instant money between one Utoppia and another Utoppia bank account
Wire transfer feature
ACH transfer feature
FDIC Insurance ($250,000)

This is the first and very important step you have to complete if you want to hold a US credit card in the future. You need a US bank account to pay your card bill.
how to open link is not working please check.
 
Can we give US address? Do we need to give them address proof if we choose to give a US address?
 
Can we give US address? Do we need to give them address proof if we choose to give a US address?
For Wise, they do require an address proof from at least one country. While I was in Canada, I gave them proof of my residence there (it was a hotel / student residence) and that was accepted. I was also allowed to open a US account without any proofs further.
 
For Wise, they do require an address proof from at least one country. While I was in Canada, I gave them proof of my residence there (it was a hotel / student residence) and that was accepted. I was also allowed to open a US account without any proofs further.
I was asking about uttopia.
 
Utoppia has mentioned this account has min 500 USD monthly balance maintenance criteria or there will be 3 USD charges.

Anyone aware of this? They haven’t mentioned anything during account opening.
 

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