Optimised credit card statement generation date (monthly income guys)

[magnusfan]

I keep my statement generation date as 12th/13th of every month so that the due date comes at start of next month.

Benefit: Maximises interest free credit period (spends post 12th of the month gets me > 1.5 months to pay)

Any other thoughts - how do you guys plan it?

 

[m4b]

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हमारा क्या है साहब
हम तो फकीर आदमी हैं , जब मन करता है तब घुमा लेते हैं 😌

tf man, I was waiting for a pic to load 🤣

 

[magnusfan]

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हमारा क्या है साहब
हम तो फकीर आदमी हैं , जब मन करता है तब घुमा लेते हैं 😌

Daag achhe hote hai malik!
Ghumana for short terms mantra sense - habit hits hard.. just my stupid 2 cents!

 

[Pradumya]

My cards have statement dates between 20 and 29
Kept mostly in accordance with the bank reporting timeline to CIBIL.
Also due date comes to around 2nd week to 3rd week which doesn't matter to me bcz I prepay the bills mostly. I keep only 1% utilisation to be reported to CIBIL.