Options to get unsecured Credit Card without income source

[Im_Gk14]

Hi, I am a graduate and currently have no job. I only have an unsecured credit card from OneCard. Is there any chance that I can obtain another Unsecured credit card without any source of income from any bank ?🏦
any suggestions 😜
Cibil 730±, Experian 825±

 

[tappukepapa]

You are already their customer, and probably hold their card(s) from more than a year. Hence no verification. Do you think others will not get verified?

Applied Sbi Simplyclick via Sbi Sprint last month. Got the card within 5 minutes, Only KYC through Digilocker and 1 Rs Credit and 1Rs debit from any of listed savings account. Holding Two other credit cards each 7 months old at that time. No Income proof asked or any verification done. No prior relationship with SBI. @SiddharthR

 

[Anil_SinghAnil_Singh is verified member.]

Applied Sbi Simplyclick via Sbi Sprint last month. Got the card within 5 minutes, Only KYC through Digilocker and 1 Rs Credit and 1Rs debit from any of listed savings account. Holding Two other credit cards each 7 months old at that time. No Income proof asked or any verification done. No prior relationship with SBI. @SiddharthR

That's what I am telling. Every customer is treated differently.

 

[Im_Gk14]

I already told you the best way. You could have just opened a savings account (0 balance) with them and waited for a month or so. Do you think everyone who has a job are getting APay card? Your profile matters for them. I am self-employed (tutions, mutual funds, rental income etc) and still got 8 credit cards. Not a single rejection.

😔

 

[anirbanm]

Hi, I am a graduate and currently have no job. I only have an unsecured credit card from OneCard. Is there any chance that I can obtain another Unsecured credit card without any source of income from any bank ?🏦
any suggestions 😜
Cibil 730±, Experian 825±

C2C

 

[tappukepapa]

Open kotak 811 or Au zero balance account. Then wait for pre-approved offers from them. Keep using the debit card, and use it as a regular account.

 

[SiddharthR]

Do you think others will not get verified?

Idk about others, I just told what had happened with me...

 

[devansh547]

I am thinking of two drawbacks here:
1. No active job so this may be the biggest one.
2. CIBIL of < 750, so your chances of getting a good card is slimmer.

But you never know, you can get approval. So no harm in trying.

Your cibil score goes down on trying