Over the limit for a single transaction

[Hetzack]

Hey! I want to know if i can use my icici amazon pay cc over the limit i want to do a single transaction for 75k but my actual cc limit is 70k i will pay it off immediately

Am using cc as there is offer for the product

 

[NABNAB is verified member.]

Yes, you can.

Disable the Over Limit Facility, Load extra amount required to the card and perform the transaction.

 

[Hetzack]

Yes, you can.

Disable the Over Limit Facility, Load extra amount required to the card and perform the transaction.

Like if i pay 5k more i will get 75k limit?
And how do i disable over limit facility?

 

[NABNAB is verified member.]

Like if i pay 5k more i will get 75k limit?
And how do i disable over limit facility?

Yes, Just pay Rs. 5K more and use the 75k limit.
Mostly it will be disabled.

 

[Tatva69]

Yes, Just pay Rs. 5K more and use the 75k limit.
Mostly it will be disabled.

Followup question : have to buy a product worth 95k but limit is 35k , if i load extra amount just before doing the trxn and swipe the card , will the payment go through? Will it attract any charges? Please anyone reply asap.thanks

 

[NABNAB is verified member.]

Followup question : have to buy a product worth 95k but limit is 35k , if i load extra amount just before doing the trxn and swipe the card , will the payment go through? Will it attract any charges? Please anyone reply asap.thanks

Depends on the bank. Now a days after the BBPS, most of the banks don't allow excess balance.
You can still take a chance.
Make sure you disable the over limit facility before doing this transaction

 

[enlightedinvestor]

Depends on the bank. Now a days after the BBPS, most of the banks don't allow excess balance.
You can still take a chance.
Make sure you disable the over limit facility before doing this transaction

what about RBL Bank? I have limit of 3.5 lac & need to pay 4.5 lac in FX transaction