rockyBalboa
TF Premier
I have a limit increase offer in my PayTM postpaid account. Credit provider is Aditya Birla Finance Ltd. My question is, will they do a credit search if I accept the limit increase offer?
They call it cost of credit and charge a % of what amount is usedWhy is paytm charging me convenience charge on paytm postpaid.limit is 500
Is there a way to upgrade this like regular account I have seen folks get limit from 1k to 1lakhThey call it cost of credit and charge a % of what amount is used
No ideaIs there a way to upgrade this like regular account I have seen folks get limit from 1k to 1lakh
They decide the convenience fee based on how much transactions person has done through Paytm and the credit score etc. I would guess that folks that have lower score or they feel risky they may give upto 3% for folks who use often and also have good scores they may offer 0%Why is paytm charging me convenience charge on paytm postpaid.limit is 500
Keep using and paying on time. When I started they gave me 2k limit back in 2020 total exposure could be 4k in a month I few times used it and paid when crossed that 4k limit in a month after a year they offered me higher limit of 5k. Used it few times even made total spends of about 10k in a month would pay as it exhausted limit. They increased limit to 10k within 6 months. Used about 11-12k in a month and 3 months later the upgraded me to a new provider with 35k limit. Started with 1% convenience fees and now 0%Is there a way to upgrade this like regular account I have seen folks get limit from 1k to 1lakh