Paytm Postpaid will charge 1.99 % for merchant

[xman]

Now Paytm postpaid will be chargeable for merchants from 28 sept

 

[Das.N]

Credit mix will help you to build a good credit score

For those bnpl accounts my credit score was not increasing at all.After closing all pay later accounts I have noticed significant increase in my credit score.

 

[xman]

For those bnpl accounts my credit score was not increasing at all.After closing all pay later accounts I have noticed significant increase in my credit score.

Just keep one bnpl

 

[xman]

What's your credit score

 

[Rahul Gupta]

Now Paytm postpaid will be chargeable for merchants from 28 sept

Come to my shop bro. I didn't disable it despite charges but i keep it down so people can't see it.🤣🤣🤣🤣🤣

 

[Deleted member 11974]

Come to my shop bro. I didn't disable it despite charges but i keep it down so people can't see it.🤣🤣🤣🤣🤣

ya to tum bhi prices hike kardo non mrp wale cheezo ka

 

[Rahul Gupta]

ya to tum bhi prices hike kardo non mrp wale cheezo ka

Woh pehle se kar rakha h. Because m cc par bhi 2% dera hu bank ko. Btw m amex or diners club walo ko mna kar deta hu wha 3.5% tak charges lag jatte h which is unbearable for me.

 

[Deleted member 11974]

Woh pehle se kar rakha h. Because m cc par bhi 2% dera hu bank ko. Btw m amex or diners club walo ko mna kar deta hu wha 3.5% tak charges lag jatte h which is unbearable for me.

understandable

 

[onetwo]

Credit mix will help you to build a good credit score

Credit mix is usually about secured (house, vehicle etc) and unsecured (personal loan, short-term, credit card). Closing or keeping zero balance on personal and short-term personal loans are preferred.

 

[xman]

Credit mix is usually about secured (house, vehicle etc) and unsecured (personal loan, short-term, credit card). Closing or keeping zero balance on personal and short-term personal loans are preferred.

Postpaid balance is always 0

 

[rohansamal]

Paytm postpaid is absolutely rubbish. People having any kind of credit card should close it as soon as possible.

I have several CC. But haven't gotten around to closing the Postpaid. Why do you think it's bad (bad enuf to close asa)

 

[Rahul Gupta]

I have several CC. But haven't gotten around to closing the Postpaid. Why do you think it's bad (bad enuf to close asa)

Yes sir you should immediately close it as it counts under person loan.

 

[Survivor35]

Yes sir you should immediately close it as it counts under person loan.

Per this logic if someone has only cc and purchases anything using Bajaj emi that should increase his points(credit mix)

 

[Rahul Gupta]

N

Per this logic if someone has only cc and purchases anything using Bajaj emi that should increase his points(credit mix)

No it doesn't as bajaj emi comes under personal/consumer loan. After cc home loan is the best thing to increase credit score.

In my opinion just take whatever you desire except personal loans and pay timely.

I only have cc's in my profile and my cibil score fall under excellent(above780) category.