Payzapp showing 10% cashback on irctc

[Saral]

Payzapp is whoing 10x/10%cashback on irctc...Has anyone received it ?

 

[tharun]

Payzapp is whoing 10x/10%cashback on irctc...Has anyone received it ?
View attachment 92292

If you read it carefully it just says upto 10x/10%cb
So everyone might not get the same x rewards

 

[Half Human]

Payzapp is whoing 10x/10%cashback on irctc...Has anyone received it ?
View attachment 92292

Depends on the card you use bro... Which card are you planning to use? DC or CC? If CC, which CC??

10% is for Infinia and Diners Black only
4% for Regalia and DCP
3% for Tata Infinity
2% for Tata Plus
1% for all other CC and all DC.

Add - Another better way for low yield cards
1) buy Apay voucher via any card that gives you 5% or more CB (SBI CB, Millennia, Infinity, etc.)

2) Use irctc site and pay via apay wallet - charge extra 5 rs + 1.18% of order value... Still more than 3%.

3) For high value transactions (>4k), use amazon train to book. Charge - 40. Still apay vouchers if bought at good rewards, net pays > 4%.

Also, you can try buying apay vouchers from RML group at >5% if you have no CC at all...

If answered your query, may mark this as solution saral bro ✌️❤️

 

[aniketkr.sharma]

Depends on the card you use bro... Which card are you planning to use? DC or CC? If CC, which CC??

10% is for Infinia and Diners Black only
4% for Regalia and DCP
3% for Tata Infinity
2% for Tata Plus
1% for all other CC and all DC

Correct i tried with DCB and it was showing 10%

 

[Avatar Aang]

On my Payzapp it's still 3x/1%.

 

[aniketkr.sharma]

It's 3x/1% only.

Correct but 10% as listed by @Half Human

 

[Saral]

Correct but 10% as listed by @Half Human

but 10%(3x) toh direct DCB use krne p mil jate h toh smartbuy k through kuch aur milta h additional?

 

[aniketkr.sharma]

but 10%(3x) toh direct DCB use krne p mil jate h toh smartbuy k through kuch aur milta h additional?

Direct use krne pe 3.3% milta hai bro

 

[Saral]

Direct use krne pe 3.3% milta hai bro

i mean smartbuy+DCB use krne p 3x waise b milta h...so smartbuy+Payzapp+DCB use krne p kuch extra milega kya?

 

[kumarvishwas]

To understand it better, if we pay using Infinia, it would be 3X reward points, if we are paying using Payzapp(with Infinia card) it would be 10X reward points?

 

[Ash8]

i mean smartbuy+DCB use krne p 3x waise b milta h...so smartbuy+Payzapp+DCB use krne p kuch extra milega kya?

Nhi, Payzapp me koi bhi tickets book karne jao to smartbuy hi khulta hai

 

[Ash8]

To understand it better, if we pay using Infinia, it would be 3X reward points, if we are paying using Payzapp(with Infinia card) it would be 10X reward points?

No, 3x only

 

[Saral]

To understand it better, if we pay using Infinia, it would be 3X reward points, if we are paying using Payzapp(with Infinia card) it would be 10X reward points?

mera bhi yhi question h

 

[2025]

Depends on the card you use bro... Which card are you planning to use? DC or CC? If CC, which CC??

10% is for Infinia and Diners Black only
4% for Regalia and DCP
3% for Tata Infinity
2% for Tata Plus
1% for all other CC and all DC.

If answered your query, may mark this as solution saral bro ✌️❤️

Batao fer. Itna accha info log chupa k rakkhe they.
By the way, aap IRCTC CC ka zikar karna vul gaye sayad.

 

[Half Human]

Updated the answer.

Another better way for low yield cards
1) buy Apay voucher via any card that gives you 5% or more CB (SBI CB, Millennia, Infinity, etc.)

2) Use irctc site/app and pay via apay wallet - charge extra 5 rs + 1.18% of order value... Still more than 3%.

3) For high value transactions (>4k), use amazon train to book. Charge - 40. Still apay vouchers if bought at good rewards, net pays > 4%.

 

[aniketkr.sharma]

Are

Updated the answer.

Another better way for low yield cards
1) buy Apay voucher via any card that gives you 5% or more CB (SBI CB, Millennia, Infinity, etc.)

2) Use irctc site/app and pay via apay wallet - charge extra 5 rs + 1.18% of order value... Still more than 3%.

3) For high value transactions (>4k), use amazon train to book. Charge - 40. Still apay vouchers if bought at good rewards, net pays > 4%.

Bhai bhai bhai

 

[2025]

Updated the answer.

Another better way for low yield cards
1) buy Apay voucher via any card that gives you 5% or more CB (SBI CB, Millennia, Infinity, etc.)

2) Use irctc site/app and pay via apay wallet - charge extra 5 rs + 1.18% of order value... Still more than 3%.

3) For high value transactions (>4k), use amazon train to book. Charge - 40. Still apay vouchers if bought at good rewards, net pays > 4%.

Some addition. That u again may have missed.
2. No App only web (site)
3. Amazon charges an additional cancellation fee. The eventual return after cancellation becomes lower.

 

[Half Human]

Some addition. That u again may have missed.
2. No App only web (site)
3. Amazon charges an additional cancellation fee. The eventual return after cancellation becomes lower.

Thanks for correcting me... It is not on the app..

Maybe it was there and now removed, or maybe I just had a moment of Mandela Effect.

 

[Half Human]

Are
Bhai bhai bhai

Kuch zyada bol diya hai kya 🙂🤣.
I mean every company is now devaluing apay vouchers... So I think those people who can still make fayada of it should try it before it is completely out of possibility.

 

[b4bhar]

2) Use irctc site/app and pay via apay wallet - charge extra 5 rs + 1.18% of order value... Still more than 3%.

Are you sure the extra charge is just 5/-? For me it shows 30/- + GST.