Personal loan for salaried

[parthcc]

Which bank provides Personal loan for salaried individual easily?

The thing is we had salary account in local co-op bank earlier but it's changed to Axis bank recently, so only one salary is credited in axis account, so it's possible to get loan with only 1 salary statement and 3 month salary certificate??

 

[akshayhs]

If you have pre-approved offers, they don't even ask for any proof. If you don't have any pre-approved offers, and If they already have information that your account is a salary account, then you should be able to get a personal loan easily as well.

This applies to mostly every bank. In my case, even though my HDFC account is no longer a salary account, they still send pre-approved offers for availing loans and many-a-times, the loan has gotten approved with just an OTP message.

 

[parthcc]

If you have pre-approved offers, they don't even ask for any proof. If you don't have any pre-approved offers, and If they already have information that your account is a salary account, then you should be able to get a personal loan easily as well.

This applies to mostly every bank. In my case, even though my HDFC account is no longer a salary account, they still send pre-approved offers for availing loans and many-a-times, the loan has gotten approved with just an OTP message.

Yes have salary account with Axis bank but it Opened up recently, only 1 salary credited in that account