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SBI Card PhonePe SBI Card – CVP new SBI CC launching

SBI Anumati
  • Isn’t that and Anumati different? Went through the thread just now looks like it’s something else. I may be wrong here as not tried either, do confirm if you know.
    Anumati is an Account aggregator. Sbi limit increase is mostly automated. Sbi uses anumati to check you finances based on the accounts added to anumati. Different banks uses different account aggregators. Though most bank develop their own and uses that with bunch of others. Anyway, Adding accounts to anumati could result in limit increase of cards if one does not have any other relation with sbi ( savings or salary).
     
    Billing cycle - it's calendar
  • I somewhere read that it is capped per bill cycle...

    Are you sure...
    I read in a document in this thread but can't remind...
    How can we find that document link shared here...
    Yes, its calendar month and also counts based on transaction settle date not on transaction date..

    My Statement date is 3rd and thinking that i did 3k transaction on 31st aug, which was settled on 2nd sep, 300 rewards added and billed on 3rd statement..

    Now i did transaction of 20k thinking its a new statement month.. but strangely i got only 1700 rewards instead of 2000
     
    Cashback table
  • Yes, as far as I see from this thread that's correct.

    UPI gives 10% always and card with OTP gives 10% only when the merchant name is 'UTILITY PP FSS IN'
    OK. THANKS a ton for the info. Let's tabulate and update.

    Request : Let's NOT drag this thread from Tenali to Manali. Please provide complete info i.e,.
    instead of saying "I paid and inconvenience is 2%" 🤷‍♂️ specify clearly "I paid elec bill using rupay UPI pin and inconv fee is 2%" :backhand-index-pointing-left:

    SBI BLACK PHONEPE


    Variant 💱Mode of payment 💳Inconvenience charges for Utilities 😡Inconvenience charges for Insurance 😡Success rate on 10% 🌮
    VISAOTP1%1%ONLY IF merchant name is UTILITY PP FSS IN or phonepeutility
    RupayUPI PIN2%1%100%
    RupayOTP1%1%ONLY IF merchant name is UTILITY PP FSS IN or phonepeutility

    Inconvenience charges on utilities are inconsistent. Here is the one with details, I will update as I get to know


    Airtel recharge - inconvenience fee on UPI is 1% - as reported by @The_One


    ________________________________________________________________
    Welcome benefit : 1500 voucher will be received within 45 days of first bill payment, not after card approval. Fulfilled for @Wealth is my birth right!
    Reward cycle : Calendar month. All the settled transactions in a calendar month.
    Redemption : statement credit by calling the CS over phone.
    Redemption fee : Zero as reported by @summary1256
    Minimum redemption points : 500 points as 500 rs as reported by @MintedMoves
     
    Last edited:
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