Pioneer Legacy Credit card vs Pinnacle Credit card. Which one is better?

[Gowthambalastark]

I have Pioneer account with IndusInd, they are offering me conditional LTF legacy card 50k spend within 60 days, same offer with Pinnacle too. Which one is better? Heard in recent time Pinnacle lounge access has been downgraded. Which one should i go with?

 

[Anupama_Jha]

Go with Pinnacle cc.

 

[anonymuos]

Pioneer Legacy LTF vs Pinnacle LTF - someone please compare and weigh the pros and cons of both and the reward rate

 

[Infinite]

Pioneer Legacy LTF vs Pinnacle LTF - someone please compare and weigh the pros and cons of both and the reward rate

Were you able to find the difference?

 

[anonymuos]

Were you able to find the difference?

Nope not yet. One person I know recently was approved Pioneer Legacy conditional spends so will ask him

 

[anonymuos]

Were you able to find the difference?

OK found this (except for excluded categories e.g. wallet, utility where base reward rate applies):

IndusInd Bank Credit Cards Reward rate after 2024 devaluation:

Legend on weekdays: 0.5% as statement cash
Legend on weekdays via Pay with Rewards: 0.75%
Legend on weekends: 1% as statement cash
Legend on weekends via Pay with Rewards: 1.5%
Pioneer Legacy on weekdays: 1% as statement cash
Pinnacle (any day of the week): 1.87% as statement cash
Pioneer Legacy on weekends: 2% as statement cash
Pinnacle (any day of the week via Pay with Rewards): 2.5%

Also, on Pioneer Legacy, milestone spend of 6L spend makes reward rate to 2% (weekday spends) or 3% (weekend spends)

Also lounge access discontinued for Legend in 2025